LEGAL DOCUMENTATION — DIGITAL INCOME ACADEMY LLC

Trilingual Master Document

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📑 TABLE OF CONTENTS / ÍNDICE / āļŠāļēāļĢāļšāļąāļ

🇚ðŸ‡ļ ENGLISH

  1. Terms of Service
  2. Refund & Cancellation Policy
  3. Results & Income Disclaimer
  4. Privacy Policy

🇊ðŸ‡ļ ESPAÑOL

  1. TÃĐrminos y Condiciones
  2. Política de Reembolso y CancelaciÃģn
  3. Descargo de Resultados e Ingresos
  4. Política de Privacidad

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🇚ðŸ‡ļ ENGLISH

1. TERMS OF SERVICE — DIGITAL INCOME ACADEMY LLC

These Terms of Service ("Terms") constitute a legally binding agreement between you ("Student," "User," or "you") and Digital Income Academy LLC ("Academy," "DIA Club," "we," "us," or "our").

BY PURCHASING A PRODUCT OR ACCESSING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE, DO NOT PURCHASE OR ACCESS THE SERVICES.

1.1 SERVICES AND LICENSE GRANT

1.1.1 Scope. The Academy provides digital courses, educational materials, online community access, affiliate programs, and access to a platform hosted on Kajabi (the "Products").

1.1.2 Limited License. Upon purchase, the Academy grants you a personal, non-exclusive, non-transferable, and revocable license to access the Products solely for your personal educational use.

1.1.3 Restrictions. You shall not: (i) share account credentials; (ii) modify, copy, mass-download, or create derivative works; (iii) use the Products for any commercial, resale, or competitive analysis purpose; (iv) remove proprietary notices or logos; (v) use materials to train artificial intelligence models; or (vi) access via scrapers, bots, or automated means.

1.2 PAYMENTS AND FINAL SALE POLICY (NO REFUNDS)

1.2.1 Payments. All payments are processed through secure third-party gateways (Stripe, PayPal, Kajabi, PromptPay, TrueMoney). You agree to pay all fees and applicable taxes in your jurisdiction.

1.2.2 FINAL SALE NOTICE. DUE TO THE DIGITAL AND IMMEDIATELY ACCESSIBLE NATURE OF THE PRODUCTS, ALL SALES ARE FINAL. THE ACADEMY OPERATES UNDER A STRICT NO-REFUND POLICY, WITHOUT EXCEPTIONS BEYOND THOSE EXPRESSLY DESCRIBED IN THE REFUND POLICY.

1.2.3 Waiver of Cooling-Off Period. By completing your purchase, you expressly acknowledge that you receive immediate access to the intellectual property, which constitutes full delivery of services. You hereby waive any statutory right to a "cooling-off" period, rescission, or withdrawal, to the maximum extent permitted by applicable law.

1.2.4 Installment Plans. If you purchase under an installment plan (e.g., 4 payments), you legally bind yourself to complete all installments. Failure to pay any installment authorizes the Academy to suspend or terminate your access without refund of previously paid installments and initiate collection actions.

1.2.5 Chargebacks. If you initiate a payment dispute (chargeback) after accessing the content, your access will be immediately revoked. The Academy reserves the right to contest the chargeback with evidence of use, pursue collection through agencies, and/or initiate legal action.

1.3 AFFILIATE PROGRAM

1.3.1 Enrollment. Upon enrolling as an affiliate of Digital Income Academy LLC, you agree to these Terms in addition to applicable Affiliate Program Terms.

1.3.2 Commission. Affiliates may receive up to 90% of the value of each valid sale made exclusively through their unique affiliate link, subject to the affiliate's tier and eligibility at the time of sale. The specific commission structure will be communicated upon enrollment.

1.3.3 Attribution. Commissions are paid only for sales properly tracked through the unique affiliate link. Sole responsibility lies with the affiliate to use the link correctly and verify tracking. No commissions will be paid for misattributed, manipulated, fraudulent, or self-referred sales.

1.3.4 Payment Term. Valid commissions will be paid within an estimated 3 to 7 business days after the confirmation period, provided no dispute, chargeback, detected fraud, or other incident exists.

1.3.5 Tax Responsibility. Affiliates are solely responsible for reporting and paying applicable taxes in their jurisdictions. U.S.-based affiliates receiving more than $600 USD annually must provide Form W-9; international affiliates must provide Form W-8BEN when applicable.

1.3.6 Prohibited Practices. As an affiliate, you agree not to: (i) use spam, false offers, income guarantees, or unverified claims; (ii) bid on Academy trademarks on advertising platforms; (iii) impersonate Digital Income Academy LLC or its founders; (iv) create sites or accounts that confuse consumers about the Academy's identity. Violation results in immediate account cancellation and loss of pending commissions.

1.4 INTELLECTUAL PROPERTY

1.4.1 Ownership. Digital Income Academy LLC retains all rights, title, and interest in the Products, including all copyrights, trademarks, trade secrets, materials, resources, designs, graphics, videos, templates, and associated software.

1.4.2 Violation and Liquidated Damages. Any unauthorized sharing, distribution, resale, or use of Academy materials constitutes material breach of these Terms. We reserve the right to terminate your access immediately without refund, pursue liquidated damages, actual damages, attorneys' fees, and any other remedy available to the maximum extent permitted by Florida law.

1.5 DISCLAIMER OF RESULTS AND INCOME

1.5.1 "As-Is" Basis. The Products are provided "AS-IS" and "AS-AVAILABLE," without warranties of any kind, express or implied.

1.5.2 NO GUARANTEE OF RESULTS OR INCOME. THE ACADEMY MAKES NO GUARANTEE, REPRESENTATION, OR PROMISE OF SPECIFIC RESULTS, INCOME, EMPLOYMENT, FINANCIAL GAIN, OR RECOVERY OF YOUR INVESTMENT AS A RESULT OF PURCHASING OR USING THE PRODUCTS.

1.5.3 Non-Typical Results. Results shown in testimonials, case studies, promotional material, screenshots, or income figures ARE NOT TYPICAL. Most people who start digital education programs do not generate significant income, and many do not complete the program. Your success depends solely on your effort, time invested, prior skills, available investment capital, market, execution, and external factors completely outside the Academy's control.

1.5.4 Not a Business or Employment Opportunity. The Products constitute an educational opportunity, not an employment opportunity, guaranteed investment, assured income generation scheme, or franchise offering.

1.5.5 Not Professional Advice. Content is exclusively educational and does not constitute legal, financial, tax, medical, psychological, or professional advice of any kind. Consult a licensed professional in your jurisdiction before making decisions based on the content.

1.6 TESTIMONIALS AND CONTRIBUTORS DISCLAIMER

1.6.1 Testimonials shown on websites, promotional materials, and communications represent individual and subjective experiences of real people who have participated in the Products. They are not typical results and constitute no guarantee that you will obtain similar results.

1.6.2 Some contributors presented in promotional materials may have a material relationship with Digital Income Academy LLC, including (without limitation) participation in the affiliate program, compensation in exchange for content, or free or discounted access to Products. This relationship is disclosed in accordance with Federal Trade Commission (FTC) guidelines.

1.7 LIMITATION OF LIABILITY AND INDEMNIFICATION

1.7.1 LIMITATION. IN NO EVENT SHALL DIGITAL INCOME ACADEMY LLC, ITS DIRECTORS, FOUNDERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, LOST PROFITS, LOST DATA, OR LOST BUSINESS OPPORTUNITY. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS SHALL NOT EXCEED THE TOTAL AMOUNT ACTUALLY PAID BY YOU FOR THE SPECIFIC PRODUCT GIVING RISE TO THE CLAIM.

1.7.2 Indemnification. You agree to indemnify, defend, and hold harmless Digital Income Academy LLC, its representatives, directors, employees, and affiliates from any claim, damage, loss, liability, cost, or expense (including reasonable attorneys' fees) arising from: (i) your violation of these Terms; (ii) your use of the Products; (iii) your infringement of third-party rights; or (iv) your conduct as an affiliate.

1.8 FLORIDA-SPECIFIC PROVISIONS (FDUTPA)

1.8.1 FDUTPA Acknowledgment and Waiver (Florida Residents). To the maximum extent permitted by Florida law, you acknowledge that you have been advised of your rights under the Florida Deceptive and Unfair Trade Practices Act (Fla. Stat. § 501.201 et seq.) ("FDUTPA"). IN CONSIDERATION OF THE PROMOTIONAL PRICING AND IMMEDIATE ACCESS PROVIDED, YOU KNOWINGLY AND VOLUNTARILY WAIVE YOUR RIGHTS UNDER FDUTPA TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This waiver applies only to claims that can be lawfully waived and does not apply to claims involving intentional fraud, gross negligence, or public policy violations. If a court determines this waiver is unenforceable, the Limitation of Liability in Section 1.7.1 shall apply.

1.9 JURY WAIVER

YOU AND THE ACADEMY IRREVOCABLY WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING RELATED TO THESE TERMS.

1.10 BINDING ARBITRATION

1.10.1 Arbitration Agreement. Any dispute, claim, or controversy arising out of or relating to these Terms, including the determination of the scope or applicability of this arbitration agreement, shall be resolved by binding arbitration before a single arbitrator.

1.10.2 Rules. Arbitration shall be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules.

1.10.3 Location. Arbitration shall take place in Sarasota County, Florida, or via remote video conference at the option of the claimant.

1.10.4 Costs. Each party shall bear its own costs. The Academy will pay all AAA filing fees for claims under $10,000 USD.

1.10.5 Class Action Waiver. You agree that disputes will be arbitrated only on an individual basis, and not as a class, consolidated, or representative action.

1.10.6 Small Claims Exception. Either party may bring an individual action in small claims court if the claim qualifies.

1.10.7 Opt-Out Right. You may opt out of this arbitration agreement by sending written notice to [email protected] within thirty (30) days of your first purchase, stating: "I opt out of the arbitration agreement."

1.11 PRIVACY AND ELECTRONIC COMMUNICATIONS

1.11.1 Privacy Policy. Processing of your personal data is governed by our separate Privacy Policy (Section 4 of this document), which forms an integral part of these Terms.

1.11.2 Electronic Communications. Upon making a purchase, you consent to receive electronic communications from the Academy (email, platform notifications, and optional SMS messages if you opt in). You may unsubscribe at any time via the unsubscribe link in any email, without affecting your access to the purchased product.

1.11.3 Thailand PDPA. For Thailand residents, data processing is conducted in accordance with the Personal Data Protection Act B.E. 2562 (2019). To exercise access, correction, deletion, or portability rights, contact [email protected].

1.11.4 GDPR / CCPA / LGPD. For residents of the European Union, California, Brazil, or other jurisdictions with specific data protection laws, refer to the corresponding rights in our Privacy Policy.

1.12 MINIMUM AGE

You must be at least 18 years old to purchase and access the Products. If you are between 13 and 17 years old, you may access only with express written consent from your parent or legal guardian, who must accept these Terms on your behalf.

1.13 USER CONDUCT

When using the Products, you agree not to: (i) engage in illegal or fraudulent activities; (ii) harass, threaten, or discriminate against other students or the Academy team; (iii) share your access with third parties; (iv) reverse engineer, decompile, or attempt to access source code; (v) upload viruses, malware, or malicious code; or (vi) violate third-party rights.

Violation of any provision in this section authorizes the Academy to terminate your access immediately without refund.

1.14 TERMINATION

The Academy reserves the right, at its sole discretion, to terminate your access to the Products for any breach of these Terms. Upon termination, your license to use the Products is revoked, and no refunds will be issued.

1.15 GOVERNING LAW AND JURISDICTION

These Terms are governed by the laws of the State of Florida, United States, without regard to conflict of laws principles. Any dispute not subject to arbitration shall be filed exclusively in the state or federal courts located in Sarasota County, Florida.

1.16 MODIFICATION OF TERMS

Digital Income Academy LLC reserves the right to modify these Terms at any time, posting the updated version on the Site with a new "Last Updated" date. Continued use of the Site or Products after the modification date constitutes acceptance of the updated Terms.

1.17 FORCE MAJEURE

The Academy shall not be liable for failures or delays caused by events beyond its reasonable control, including (without limitation): third-party platform failures (Kajabi, Stripe, PayPal), internet outages, pandemics, natural disasters, government acts, war, or cyberattacks.

1.18 MISCELLANEOUS

1.18.1 Entire Agreement. These Terms, along with the Privacy Policy, Refund Policy, and Income Disclaimer, constitute the entire agreement between the parties.

1.18.2 Severability. If any provision is found invalid or unenforceable, the rest shall remain in full force.

1.18.3 No Assignment. You may not assign these Terms without our prior written consent. The Academy may freely assign them.

1.18.4 Survival. Sections 1.4 (IP), 1.5 (Disclaimers), 1.7 (Limitation), 1.8 (FDUTPA), 1.9 (Jury), 1.10 (Arbitration), and 1.15 (Governing Law) survive termination of these Terms.

1.18.5 No Waiver. The Academy's failure to enforce any provision shall not constitute a waiver of that or any other provision.

1.19 CONTACT

For any question related to these Terms:

📧 [email protected]

Digital Income Academy LLC Sarasota County, Florida, United States

2. REFUND & CANCELLATION POLICY

2.1 DIGITAL DELIVERY AND FINAL SALE NOTICE

2.1.1 All sales are final. All Products are digital and delivered immediately upon purchase. By their nature, Digital Income Academy LLC maintains a strict NO-REFUND policy.

2.1.2 Immediate access. Upon completing your purchase, you request and acknowledge immediate access to the Product, including all modules, downloadable materials, community, templates, resources, and affiliate program rights.

2.1.3 Waiver of cooling-off period. You expressly waive any statutory or common-law right to a "cooling-off" period, withdrawal, rescission, or refund once access is granted, to the maximum extent permitted by applicable law in your jurisdiction.

2.1.4 Lifetime access. Once purchase is complete, you receive lifetime access to the product content (subject to continued availability of the Kajabi platform or any reasonably equivalent successor platform).

2.2 NO-REFUND CONDITIONS

Refunds will not be granted under any circumstance for:

  • Change of mind or change in your personal financial situation
  • Lack of time to consume the course content
  • Failure to attend live sessions, masterclasses, or community events
  • Technical issues on the user's side (internet, incompatible device, outdated browser, geographic restrictions, VPN, personal or corporate firewalls)
  • Lack of success or absence of expected results
  • Dissatisfaction with teaching style, content format, language used in specific portions, or implementation speed
  • Failure to understand product descriptions published on the website before purchase
  • Decision not to complete or to abandon the program
  • Conflict with expectations not communicated in writing before purchase

2.3 INSTALLMENT PAYMENT PLANS

2.3.1 Legal payment obligation. Purchases made through installment payment plans (e.g., 4 payments of āļŋ500, or USD equivalents) are legally binding. You commit to completing all agreed installments. This does not constitute a subscription cancellable at any time.

2.3.2 Default on installments. Failure to pay any installment by the due date results in immediate revocation of accessto the Product. Revocation of access does not release you from the legal obligation to pay the remaining balance.

2.3.3 Acceleration clause. If any installment is more than seven (7) calendar days overdue, Digital Income Academy LLC may demand immediate payment of the entire outstanding balance, without further prior notice.

2.3.4 Collection actions. In case of payment default, the Academy may: (i) initiate collection actions through professional agencies; (ii) report the debt to applicable credit bureaus; (iii) initiate legal action to recover the outstanding amount plus interest, attorneys' fees, and associated costs.

2.4 DISPUTES AND CHARGEBACKS

2.4.1 Mandatory formal notice. Before initiating any chargeback with your bank or card issuer, you must contact [email protected] and allow a reasonable period (minimum seven (7) business days) to resolve the situation.

2.4.2 Evidence of acceptance. Your clickwrap acceptance, terms checkbox at purchase, or digital signature constitutes binding legal evidence of your acceptance of the non-refundable nature of the transaction.

2.4.3 Contesting fraudulent chargebacks. Digital Income Academy LLC will contest all chargebacks it deems fraudulent or made in bad faith, presenting: (i) evidence of acceptance of terms; (ii) access logs to content; (iii) product consumption metrics; (iv) communications with the user.

2.4.4 Blacklist. Fraudulent chargebacks, unpaid installments, or misuse of Products may result in:

  • Permanent ban from Digital Income Academy LLC and its associated brands
  • Report to anti-fraud networks (including Stripe Radar and equivalents)
  • Legal actions for recovery of amount plus damages

2.5 FLORIDA LAW COMPLIANCE (FDUTPA)

2.5.1 Fair Notice. This Policy provides "Fair Notice" under the Florida Deceptive and Unfair Trade Practices Act (FDUTPA) and U.S. federal law. All refund limitations are clear, visible, and provided to the user before purchase via: (i) acceptance checkbox at checkout; (ii) visible links in site footer; (iii) email confirmation after purchase.

2.5.2 Limited liability. Claims for content errors (typographical, broken links, temporarily unavailable modules, etc.) are limited to correction of the error. No monetary refunds will be granted for these circumstances.

2.6 LIMITED EXCEPTIONS TO NO-REFUND POLICY

Refunds may be considered only under the following specific circumstances:

2.6.1 Qualifying exceptions

(a) Academy-side technical failure. Complete platform failure preventing access to the Product for more than seven (7) consecutive days, provided that: (i) it is reported by the user within that period to [email protected]; (ii) it has not been resolved within seven (7) additional days after report; (iii) it is not attributable to the third-party platform (Kajabi) except in extreme cases. → Result: prorated refund for the non-access period.

(b) Accidental duplicate purchase. Accidental purchase of the same Product within 24 hours, without access to the second duplicate Product. Requires documented proof (screenshots of transaction receipts). → Result: refund of the duplicate amount.

(c) Unauthorized payment. Documented evidence of fraud (stolen card, identity theft), accompanied by formal police report and card issuer report. → Result: refund if the Academy confirms fraud after internal investigation.

2.6.2 Expressly NON-refundable situations

  • Change of mind, opinion, or expectation
  • Dissatisfaction with content, format, or style
  • Failure to achieve expected results
  • Technical issues on the user's side
  • Inability to attend sessions for personal or professional reasons
  • Changes in the user's personal economic situation
  • Purchases made under influence of emotions, social pressure, or FOMO

2.6.3 Procedure for requesting refund under qualifying exception

  1. Submit request to [email protected] within seven (7) days after the qualifying event
  2. Email subject: "Refund Request - Qualifying Exception"
  3. Provide: (i) full name; (ii) purchase email; (iii) transaction date and amount; (iv) detailed description of event; (v) supporting documentation
  4. Investigation period: Allow up to fifteen (15) business days for evaluation
  5. Final decision: Digital Income Academy LLC's decision is final and binding

2.7 GOVERNING LAW AND JURISDICTION

This Policy is governed by the laws of the State of Florida, United States. Any dispute will be resolved exclusively according to the arbitration clause established in the Terms of Service, or alternatively, in the state or federal courts located in Sarasota County, Florida.

2.8 CONTACT

📧 [email protected]

Digital Income Academy LLC Sarasota County, Florida, United States

3. RESULTS & INCOME DISCLAIMER

3.1 EDUCATIONAL PURPOSES ONLY

All materials provided by Digital Income Academy LLC — including without limitation courses, masterclasses, communities, downloadable resources, templates, group mentorships, live events, marketing materials, and communications — are exclusively for educational and informational purposes.

Nothing in the Services constitutes:

  • Professional financial advice
  • Professional legal advice
  • Tax or fiscal advice
  • Professional career advice
  • Psychological or wellness advice
  • Specific investment recommendation
  • Guarantee of employment or income

Before making any financial, tax, legal, or professional decision based on the Services content, you must consult with a licensed and qualified professional in your jurisdiction.

3.2 NO GUARANTEES OF RESULTS OR INCOME

Digital Income Academy LLC makes no guarantee, representation, or declaration, express or implied, regarding:

  • A specific result of any kind
  • A particular income level
  • Employment, promotion, or career change
  • Financial gain of any nature
  • Recovery of the investment made
  • Success in social media, sales, or entrepreneurship
  • Any other material or professional achievement

⚠ïļ WE DO NOT PROMISE INCOME OF ANY KIND. Any earnings shown in promotional materials, testimonials, case studies, or screenshots are illustrative only and do not represent typical, average, or expected results for our students.

3.2.1 Individual effort

Your results depend exclusively on:

  • Your prior skills, experience, and knowledge
  • Your dedication, time invested, and consistency
  • Your economic resources, social capital, and network
  • Your independent decisions, actions, and execution
  • Your ability to adapt to change
  • Personal, family, and health factors
  • Factors completely outside the Academy's control

3.2.2 Market variables

Digital education, social media marketing, UGC, TikTok Shop, Etsy, affiliate programs, and e-commerce markets are subject to:

  • Intense and changing competition
  • Regulatory changes in each country (FTC in US, MOCAA in Thailand, AEPD in Spain, PROFECO in Mexico, etc.)
  • Unpredictable algorithm changes on platforms (Instagram, TikTok, YouTube, Facebook)
  • Platform monetization policy changes
  • Market saturation
  • Global economic fluctuations
  • Other external factors completely outside the Academy's control

3.2.3 No promises

Any example of results, earnings, income, or success cases shown in our promotional materials is illustrative only and does not represent typical or average results that a typical student can expect.

3.3 TESTIMONIALS, CASE STUDIES, AND EXAMPLES

3.3.1 Non-typical results

Testimonials, screenshots, case studies, and examples shown in Academy materials reflect individual and subjective experiences only. They do not represent average or typical results of students in general.

Most people who purchase digital education programs of this type:

  • Do not complete the program in full
  • Do not achieve significant financial results
  • Do not replicate the results shown in featured testimonials
  • May not recover their initial investment

3.3.2 No replication guarantee

You should not expect to achieve similar results to those shown in testimonials. Results will vary dramatically based on your effort, prior experience, market, resources, time invested, and many other individual factors.

3.3.3 Material relationship disclosure with affiliates

Some testimonials and contributors presented in our materials may have a material relationship with Digital Income Academy LLC, including (without limitation):

  • Active participation in the affiliate program
  • Receipt of referral commissions
  • Free or discounted access to Products in exchange for testimonial
  • Monetary or non-monetary compensation in exchange for promotional content
  • Professional, family, or friendship relationship with the founders

This relationship is disclosed in accordance with the Federal Trade Commission (FTC) guides on the use of testimonials and endorsements in advertising (16 CFR Part 255).

3.4 FORWARD-LOOKING STATEMENTS

Academy materials may contain statements about potential results, future opportunities, or possible earnings ("forward-looking statements"). These statements:

  • Reflect opinions, projections, or forecasts only
  • Do not constitute guarantees of any kind
  • Are identifiable by terms such as: "anticipate," "estimate," "expect," "project," "potential," "could," "imagine," "soon," "future," "may reach"

Actual results may differ materially from any projection due to the factors listed in Section 3.2.

3.5 ASSUMPTION OF RISK

When using our Services, you acknowledge and accept:

  • Any business, professional, or financial endeavor carries inherent risk
  • You could lose all or part of the money invested in the course
  • You could obtain no financial result
  • You could invest significant time without reaching your goals
  • You could face competition that hinders your results
  • Third-party platforms (Instagram, TikTok, Etsy, etc.) may change rules, suspend accounts, or remove contentwithout notice

Digital Income Academy LLC is not responsible for your individual success or failure, directly or indirectly, nor for any decision you make based on the Services content.

3.6 AFFILIATE COMPLIANCE

Affiliates, ambassadors, contributors, and promoters of Digital Income Academy LLC are contractually obligated to comply with this Disclaimer and FTC guidelines when promoting the Products.

3.6.1 Disclosure requirements

Affiliates must include clear, conspicuous, and visible disclosures in all promotional material, including (without limitation):

  • Explicit statement: "Results not guaranteed — vary by individual"
  • Disclaimer on every testimonial showing figures: "These results are not typical"
  • Disclosure of affiliate relationship: "#ad #affiliate" or "I receive commission on sales made through this link"
  • Compliance with local regulations of their jurisdiction (Thailand, Spain, Mexico, etc.)

3.6.2 Sanctions for non-compliance

Non-compliance by an affiliate constitutes material violation of the affiliate agreement and authorizes the Academy to:

  • Immediate termination of affiliate status
  • Loss of pending commissions
  • Revocation of license to use Academy trademarks
  • Legal action for damages arising from misleading advertising attributable to affiliate

3.7 LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DIGITAL INCOME ACADEMY LLC, ITS FOUNDERS, DIRECTORS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, LOST PROFITS, LOST OPPORTUNITIES, LOST DATA, OR ANY OTHER TYPE OF DAMAGE ARISING FROM:

  • Your use of the Services
  • Your reliance on any information provided
  • Financial, professional, or personal decisions based on content
  • Results (or absence of results) after participating in Programs
  • Actions or omissions of affiliates or third parties

The Academy's total aggregate liability for any claim arising from this Disclaimer shall not exceed the total amount actually paid by you for the specific Product giving rise to the claim.

3.8 EXPLICIT USER ACKNOWLEDGMENT

When purchasing or using the Services, you expressly acknowledge and accept:

"I have read and understand this Disclaimer in its entirety. I acknowledge that there are no guarantees of results or income. I acknowledge that my success depends exclusively on my individual effort and external factors outside the control of Digital Income Academy LLC. I accept the assumption of risk described in this document."

3.9 GOVERNING LAW AND JURISDICTION

This Disclaimer is governed by the laws of the State of Florida, United States. All disputes shall be resolved according to the arbitration clause established in the Terms of Service, or alternatively, exclusively in the state or federal courts located in Sarasota County, Florida.

3.10 CONTACT

📧 [email protected]

Digital Income Academy LLC Sarasota County, Florida, United States

4. PRIVACY POLICY

This Privacy Policy ("Policy") describes how Digital Income Academy LLC ("Academy," "DIA Club," "we," "us," or "our") collects, uses, shares, and protects your personal information when you access www.diaclubacademy.com (and subdomains), register for courses, purchase digital Products, or interact with our services.

By accessing our Services, you accept the processing of your personal data as described herein.

4.1 SCOPE AND CONSENT

This Policy applies to all users of the Services, including residents of Florida, other U.S. states, Thailand, European Union countries, Latin America, and other international jurisdictions.

By providing your information, you grant your informed consent to the processing of your personal data in accordance with this Policy.

4.2 INFORMATION WE COLLECT

4.2.1 Identifiers. Name, alias, government identification when required, date of birth.

4.2.2 Contact information. Email address, phone number (including WhatsApp if provided), billing/postal address, country of residence.

4.2.3 Commercial information. Records of purchased products, transaction amounts, purchase frequency, cart history. Payment data processed via secure third-party gateways (Stripe, PayPal, Kajabi, PromptPay, TrueMoney). We do not store full credit card numbers on our servers.

4.2.4 Internet/electronic activity. IP address, device type, OS, browser, navigation history on our site, interaction with emails and ads, referral source (UTM), behavior within Kajabi platform.

4.2.5 Social media data. If you interact with our official accounts or enter through paid campaigns on Meta, TikTok, or Google, we may receive data from those platforms per their own policies.

4.2.6 SENSITIVE DATA NOTICE AND GLOBAL COMPLIANCE

The Academy does not collect or process sensitive personal data except when strictly necessary and only in compliance with applicable privacy laws.

"Sensitive Personal Data" includes, without limitation: precise geolocation, biometric identifiers, government ID numbers, health information, racial or ethnic origin, religious or philosophical beliefs, sexual orientation, union membership, and any other data classified as sensitive under applicable law.

Where required by law, including (without limitation) the Florida Digital Bill of Rights, California Consumer Privacy Act (CCPA/CPRA), EU General Data Protection Regulation (GDPR), Thailand's Personal Data Protection Act B.E. 2562 (PDPA), Brazil's LGPD, and comparable laws, the Academy will process Sensitive Personal Data only: (i) with your prior, explicit, informed, and unambiguous consent (opt-in); or (ii) under another legal basis expressly permitted by such law.

Conflict of laws: In case of conflict, the Academy will apply the standard providing the highest level of protection to the individual.

4.3 USE OF PERSONAL DATA

We use your data exclusively for the following legitimate business purposes:

  • Provide and maintain educational Services and digital Products
  • Process transactions, manage access, issue confirmations and invoices
  • Communicate via email, SMS, or WhatsApp (when opted in) about updates, support, products, masterclasses, events, and promotions
  • Personalize your educational experience and recommend relevant content
  • Improve our Services through aggregated and anonymized analysis
  • Detect, prevent, and address technical incidents, fraud, or illegal activity
  • Comply with legal obligations under Florida, U.S. federal, and applicable international laws
  • Operate the affiliate program (commission attribution)
  • Defend legal rights in disputes or proceedings

4.4 DISCLOSURE AND "SALE" OF DATA

4.4.1 We do not sell your data

Digital Income Academy LLC DOES NOT SELL your personal data to third parties in exchange for monetary consideration.

4.4.2 Targeted advertising

We may share non-sensitive identifiers with advertising and analytics providers (Meta, Google, TikTok) for targeted advertising and campaign measurement purposes. You have the right to opt out of this sharing.

4.4.3 Third-party service providers

We share data with trusted providers strictly for service provision purposes:

  • Course platform: Kajabi
  • Payments: Stripe, PayPal, PromptPay, TrueMoney
  • Email marketing: Kajabi Email, ConvertKit / others
  • Analytics: Google Analytics
  • Advertising: Meta, Google Ads, TikTok Ads
  • Communications: Zoom, WhatsApp Business API
  • Cloud storage: Google Workspace, AWS / equivalents
  • Customer support: Internal ticket systems

4.4.4 Affiliate Program Disclosure

Digital Income Academy LLC operates an affiliate program through which independent promoters ("Affiliates") refer potential customers for commissions (up to 90%) on completed sales.

(a) Data shared with affiliates. When you purchase through an affiliate link, we share with the referring affiliate: transaction confirmation, purchase amount (for commission calculation), and your first name (for records). We do not share your full name, email, phone number, address, or payment details.

(b) Tracking mechanism. We use cookies and unique tracking links to attribute sales to the correct affiliate. These tracking cookies typically remain active 30-90 days after clicking an affiliate link.

(c) CCPA / Privacy consideration. Under CCPA's broad definition of "sharing," providing transaction data to compensated affiliates may be considered "sharing" for cross-context behavioral purposes. California residents may opt out by emailing [email protected] with subject "Opt-Out of Affiliate Sharing."

(d) Affiliate obligations. All affiliates are contractually required to comply with FTC disclosure guidelines and our marketing standards.

4.4.5 Mandatory legal disclosure

We may disclose data when required by: (i) court order or competent government authority; (ii) protection of our legal rights; (iii) fraud prevention; (iv) emergency involving threat to a person's safety.

4.5 DATA SECURITY

We implement and maintain reasonable administrative, technical, and physical safeguards to protect your Personal Data, in compliance with:

  • Florida Information Protection Act (FIPA)
  • Applicable U.S. federal and state laws
  • GDPR for EU residents
  • Thailand's PDPA
  • Brazil's LGPD
  • Other applicable data protection laws

In case of data breach, we will notify you within deadlines required by applicable law in your jurisdiction (72 hours under GDPR, corresponding under PDPA, FIPA, etc.).

4.6 YOUR PRIVACY RIGHTS

4.6.1 Florida Residents (Florida Digital Bill of Rights)

You have rights to: access, correction, deletion, portability, opt-out from targeted advertising or profiling.

To exercise these rights: [email protected]

Right of appeal: If we decline your request, you may appeal within 45 days. If denied, you may contact the Florida Attorney General.

4.6.2 Thailand Residents (PDPA)

Under the Personal Data Protection Act B.E. 2562 (2019), you have the right to:

  • Be informed about processing of your data
  • Access, rectification, deletion, restriction, and portability
  • Object to processing based on legitimate interest
  • Withdraw consent at any time
  • File complaint with Thailand's Personal Data Protection Committee (PDPC)

To exercise these rights: [email protected]

4.6.3 EU / UK Residents (GDPR / UK GDPR)

You have rights to: access, rectification, deletion ("right to be forgotten"), restriction of processing, portability, objection, not to be subject to automated decisions, and to file complaint with the competent supervisory authority.

4.6.4 Other International Users

Residents of other U.S. states, Latin American countries (LGPD Brazil, LFPDPPP Mexico, etc.) may have additional rights under local laws.

4.6.5 Procedure

To exercise any right: send email to [email protected] with your full name, account email, and description of request. We will respond within applicable legal deadlines (typically 30-45 days).

4.7 CALIFORNIA-SPECIFIC RIGHTS (CCPA / CPRA)

4.7.1 Categories collected: Identifiers, commercial information, internet/network activity, approximate geolocation, inferences.

4.7.2 Business purposes: Service provision, customer support, personalization, marketing, fraud prevention, legal compliance.

4.7.3 Categories of third parties: Service providers (Kajabi, Stripe, PayPal, Google), advertising networks (Meta, Google, TikTok), affiliate program members.

4.7.4 Sale or sharing. We do not sell for monetary consideration. Under the broad definition, we may "share" identifiers and internet activity for cross-context advertising.

4.7.5 Rights: Right to Know, Right to Delete, Right to Correct, Right to Opt-Out of Sale/Sharing, Right to Limit Use of Sensitive Personal Information, Right to Non-Discrimination.

4.7.6 How to exercise: Send verifiable request to [email protected] with subject "California Privacy Request." We will respond within 45 days (extendable to 90).

4.7.7 Verification: To protect your privacy, we will verify identity by requesting: full name, registered email, last 4 digits of payment method.

4.7.8 Authorized agent. You may designate an authorized agent with documented proof.

4.8 COOKIES AND TRACKING TECHNOLOGIES

4.8.1 What are cookies

Cookies are small text files placed on your device when you visit our site. We use cookies and similar technologies (web beacons, pixels, local storage) to enhance your experience.

4.8.2 Types of cookies we use

  • (a) Strictly necessary: Essential for site to function (authentication, security, session). Cannot be disabled.
  • (b) Functional: Enable enhanced features and personalization (language preferences, UI settings).
  • (c) Analytics and performance: Help us understand how you interact with the site. Provider: Google Analytics. Duration: up to 2 years.
  • (d) Advertising and targeting: Deliver relevant ads and measure conversions. Providers: Meta Pixel, Google Ads, TikTok Pixel. Duration: up to 1 year.

4.8.3 Third-party cookies

  • Google Analytics — traffic analytics
  • Meta Pixel (Facebook/Instagram) — conversions and ads
  • TikTok Pixel — ad optimization
  • Google Ads — personalized advertising

4.8.4 Affiliate tracking

We use cookies and tracking links to attribute sales to affiliates. When you click an affiliate link, a cookie is placed on your device (typically 30-90 days) to track if you complete a purchase.

4.8.5 How to manage cookies

  • Consent banner: On first visit you will see a banner to accept or reject non-essential cookies
  • Browser settings: You can configure your browser to refuse all cookies or alert you when they're sent
  • Opt-out advertising:
    • Network Advertising Initiative: optout.networkadvertising.org
    • Digital Advertising Alliance: aboutads.info/choices
    • Google Ads Settings: adssettings.google.com

Note: Disabling cookies may affect site functionality.

4.8.6 Do Not Track signals

Some browsers offer "Do Not Track" (DNT) signals. We currently do not respond to DNT signals due to lack of uniform industry standard. You may exercise opt-out rights via methods described above.

4.9 DATA RETENTION

We retain your Personal Data for the time necessary to fulfill the purposes described in this Policy:

  • Product access: While your account is active (lifetime, unless terminated)
  • Transactional data: 7 years (accounting/tax compliance)
  • Marketing communications: Until you withdraw consent
  • Analytics data: Up to 26 months
  • Affiliate data: While affiliate account is active + 7 years

4.10 LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DIGITAL INCOME ACADEMY LLC SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO THIS PRIVACY POLICY. OUR AGGREGATE LIABILITY SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO THE ACADEMY DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

4.11 GOVERNING LAW AND JURY WAIVER

This Policy is governed by the laws of the State of Florida, United States. THE PARTIES IRREVOCABLY WAIVE ANY RIGHT TO TRIAL BY JURY in any legal proceeding arising from or related to this Policy. Any dispute shall be filed exclusively in the state or federal courts located in Sarasota County, Florida.

4.12 CHILDREN'S PRIVACY

We do not knowingly collect information from individuals under 13 (COPPA, US) or under 18 in jurisdictions where applicable. If you are a parent/guardian and believe your child has provided us with Personal Data, contact us for immediate deletion.

4.13 CHANGES TO THIS POLICY

We reserve the right to update this Policy at any time. The "Last Updated" date will reflect the most recent version. Continued use of Services after the change date constitutes acceptance.

4.14 CONTACT

📧 [email protected]

Digital Income Academy LLC Sarasota County, Florida, United States

Data Protection Officer (DPO): Same email with subject "DPO Request"

🇊ðŸ‡ļ ESPAÑOL

5. TÉRMINOS Y CONDICIONES — DIGITAL INCOME ACADEMY LLC

Estos TÃĐrminos y Condiciones ("TÃĐrminos") constituyen un acuerdo legalmente vinculante entre tÚ ("Estudiante", "Usuario" o "tÚ") y Digital Income Academy LLC ("la Academia", "DIA Club", "nosotros", "nuestro").

AL COMPRAR UN PRODUCTO O ACCEDER A LOS SERVICIOS, RECONOCES QUE HAS LEÍDO, COMPRENDIDO Y ACEPTAS QUEDAR VINCULADO POR ESTOS TÉRMINOS. SI NO ESTÁS DE ACUERDO, NO REALICES LA COMPRA NI ACCEDAS A LOS SERVICIOS.

5.1 SERVICIOS Y LICENCIA

5.1.1 Alcance. La Academia proporciona cursos digitales, materiales educativos, acceso a comunidad en línea, programa de afiliados, y acceso a una plataforma alojada en Kajabi (los "Productos").

5.1.2 Licencia Limitada. Tras la compra, la Academia te otorga una licencia personal, no exclusiva, no transferible y revocable para acceder a los Productos exclusivamente para tu uso educativo personal.

5.1.3 Restricciones. No podrÃĄs: (i) compartir credenciales de acceso; (ii) modificar, copiar, descargar masivamente, o crear obras derivadas; (iii) usar los Productos para cualquier propÃģsito comercial, de reventa, o de anÃĄlisis competitivo; (iv) eliminar avisos de propiedad o logotipos; (v) usar los materiales para entrenar modelos de inteligencia artificial; ni (vi) acceder a travÃĐs de scrapers, bots o medios automatizados.

5.2 PAGOS Y POLÍTICA DE VENTAS FINALES (NO REEMBOLSOS)

5.2.1 Pagos. Todos los pagos se procesan a travÃĐs de pasarelas seguras de terceros (Stripe, PayPal, Kajabi, PromptPay, TrueMoney). Aceptas pagar todas las tarifas y los impuestos aplicables en tu jurisdicciÃģn.

5.2.2 AVISO DE VENTA FINAL. DEBIDO A LA NATURALEZA DIGITAL Y AL ACCESO INMEDIATO DE LOS PRODUCTOS, TODAS LAS VENTAS SON FINALES. LA ACADEMIA OPERA BAJO UNA POLÍTICA ESTRICTA DE NO REEMBOLSOS, SIN EXCEPCIONES MÁS ALLÁ DE LAS DESCRITAS EXPRESAMENTE EN LA POLÍTICA DE REEMBOLSO.

5.2.3 Renuncia al Período de Enfriamiento. Al completar tu compra, reconoces expresamente que recibes acceso inmediato a la propiedad intelectual, lo que constituye entrega completa del servicio. Renuncias a cualquier derecho estatutario a un período de "enfriamiento", retracto o retiro en la mÃĄxima medida permitida por la ley aplicable.

5.2.4 Planes de Pago. Si adquieres el producto bajo plan de pagos en cuotas, te obligas legalmente a completar la totalidad de las cuotas. El incumplimiento faculta a la Academia a suspender o terminar tu acceso sin reembolso de cuotas previamente pagadas, e iniciar acciones de cobro.

5.2.5 Chargebacks. Si inicias una disputa de pago despuÃĐs de haber accedido al contenido, tu acceso serÃĄ revocado inmediatamente. La Academia se reserva el derecho de impugnar el chargeback con evidencia de uso, perseguir el cobro mediante agencias, y/o iniciar acciones legales.

5.3 PROGRAMA DE AFILIADOS

5.3.1 InscripciÃģn. Al inscribirte como afiliada/o de Digital Income Academy LLC, aceptas estos TÃĐrminos en adiciÃģn a los TÃĐrminos del Programa de Afiliados aplicables.

5.3.2 ComisiÃģn. Los afiliados pueden recibir hasta el 90% del valor de cada venta vÃĄlida realizada exclusivamente a travÃĐs de su enlace Único de afiliado, sujeto al nivel y elegibilidad del afiliado al momento de la venta.

5.3.3 AtribuciÃģn. Solo se pagarÃĄn comisiones por ventas correctamente rastreadas. Es responsabilidad exclusiva del afiliado utilizar su enlace correctamente y verificar el rastreo.

5.3.4 Plazo de Pago. Las comisiones vÃĄlidas se pagarÃĄn en plazo estimado de 3 a 7 días laborables posteriores al período de confirmaciÃģn, siempre que la venta no presente disputas, chargebacks, fraude detectado, o cualquier otra incidencia.

5.3.5 Responsabilidad Fiscal. Los afiliados son responsables exclusivos de declarar y pagar impuestos en sus jurisdicciones. Afiliados estadounidenses que reciban mÃĄs de $600 USD anuales deberÃĄn proporcionar formulario W-9; afiliados internacionales deberÃĄn proporcionar W-8BEN cuando aplique.

5.3.6 PrÃĄcticas Prohibidas. Como afiliada/o aceptas no: (i) usar spam, ofertas falsas, garantías de ingresos o reclamos no verificados; (ii) realizar bidding en marcas registradas de la Academia; (iii) impersonar a Digital Income Academy LLC; (iv) crear sitios o cuentas que confundan al consumidor. La violaciÃģn faculta cancelaciÃģn inmediata y pÃĐrdida de comisiones pendientes.

5.4 PROPIEDAD INTELECTUAL

5.4.1 Titularidad. Digital Income Academy LLC retiene todos los derechos sobre los Productos, incluidos derechos de autor, marcas registradas, secretos comerciales, materiales, recursos, diseÃąos, grÃĄficos, videos, plantillas y software asociado.

5.4.2 ViolaciÃģn y DaÃąos Liquidados. Cualquier comparticiÃģn, distribuciÃģn, reventa o uso no autorizado constituye incumplimiento material. Nos reservamos el derecho de terminar tu acceso inmediatamente sin reembolso, perseguir daÃąos liquidados, daÃąos reales, honorarios de abogados y cualquier otro remedio disponible.

5.5 DESCARGO DE RESULTADOS E INGRESOS

5.5.1 Base "TAL CUAL". Los Productos se proporcionan "TAL CUAL" y "SEGÚN DISPONIBILIDAD", sin garantías de ningÚn tipo.

5.5.2 SIN GARANTÍA DE RESULTADOS NI INGRESOS. LA ACADEMIA NO REALIZA NINGUNA GARANTÍA, REPRESENTACIÓN NI PROMESA DE RESULTADOS ESPECÍFICOS, INGRESOS, EMPLEO, NIVELES DE INGRESO, NI RECUPERACIÓN DE LA INVERSIÓN COMO RESULTADO DE LA COMPRA O USO DE LOS PRODUCTOS.

5.5.3 Resultados No Típicos. Los resultados mostrados en testimonios, casos de estudio, material promocional o cifras de ingreso NO son típicos. La mayoría de las personas que comienzan programas de educaciÃģn digital no generan ingresos significativos. Tu ÃĐxito depende exclusivamente de tu esfuerzo y factores externos.

5.5.4 Sin Oportunidad de Negocio o Empleo. Los Productos constituyen una oportunidad educativa, no una oportunidad de empleo, inversiÃģn garantizada, ni esquema de generaciÃģn de ingresos asegurado.

5.5.5 No es Asesoría Profesional. El contenido es exclusivamente educativo y no constituye asesoría legal, financiera, fiscal, mÃĐdica, psicolÃģgica ni profesional.

5.6 DISCLAIMER DE TESTIMONIOS Y COLABORADORES

5.6.1 Los testimonios reflejan experiencias individuales y subjetivas. No son resultados típicos y no constituyen garantía alguna.

5.6.2 Algunos colaboradores pueden tener relaciÃģn material con Digital Income Academy LLC, incluida participaciÃģn en el programa de afiliados, compensaciÃģn o acceso gratuito a los Productos. Esta relaciÃģn se divulga conforme a guías de la FTC.

5.7 LIMITACIÓN DE RESPONSABILIDAD E INDEMNIZACIÓN

5.7.1 LIMITACIÓN. EN NINGÚN CASO DIGITAL INCOME ACADEMY LLC SERÁ RESPONSABLE POR DAÑOS INDIRECTOS, ESPECIALES, INCIDENTALES, CONSECUENTES O PUNITIVOS. NUESTRA RESPONSABILIDAD TOTAL NO EXCEDERÁ EL MONTO TOTAL PAGADO POR EL PRODUCTO ESPECÍFICO QUE DA ORIGEN A LA RECLAMACIÓN.

5.7.2 IndemnizaciÃģn. Aceptas indemnizar y eximir de responsabilidad a la Academia frente a cualquier reclamaciÃģn derivada de tu violaciÃģn de estos TÃĐrminos, tu uso de los Productos, o tu conducta como afiliada/o.

5.8 DISPOSICIONES ESPECÍFICAS DE FLORIDA (FDUTPA)

5.8.1 Reconocimiento y Renuncia FDUTPA. Reconoces tus derechos bajo el Florida Deceptive and Unfair Trade Practices Act (Fla. Stat. § 501.201 et seq.). EN CONSIDERACIÓN AL PRECIO PROMOCIONAL Y ACCESO INMEDIATO, RENUNCIAS DE FORMA INFORMADA Y VOLUNTARIA A TUS DERECHOS BAJO FDUTPAen la mÃĄxima medida permitida por la ley.

5.9 RENUNCIA A JUICIO POR JURADO

TÚ Y LA ACADEMIA RENUNCIAN IRREVOCABLEMENTE A CUALQUIER DERECHO A JUICIO POR JURADO.

5.10 ARBITRAJE VINCULANTE

5.10.1 Cualquier disputa se resolverÃĄ mediante arbitraje vinculante ante un Único ÃĄrbitro, administrado por la American Arbitration Association (AAA) bajo sus Consumer Arbitration Rules.

5.10.2 UbicaciÃģn: Condado de Sarasota, Florida, o vía videoconferencia remota a opciÃģn del reclamante.

5.10.3 Renuncia a AcciÃģn Colectiva: Las disputas se arbitrarÃĄn Únicamente de forma individual.

5.10.4 Opt-Out: Puedes excluirte enviando notificaciÃģn escrita a [email protected] dentro de 30 días posteriores a tu primera compra.

5.11 PRIVACIDAD Y COMUNICACIONES

5.11.1 El tratamiento de datos se rige por la Política de Privacidad (SecciÃģn 8 de este documento).

5.11.2 Al comprar consientes recibir comunicaciones electrÃģnicas (email, SMS opcional). Puedes darte de baja en cualquier momento.

5.11.3 PDPA Tailandia: Para residentes de Tailandia, el tratamiento se realiza conforme al Personal Data Protection Act B.E. 2562 (2019).

5.12 EDAD MÍNIMA

Debes tener al menos 18 aÃąos. Entre 13-17 aÃąos solo con consentimiento expreso de padre, madre o tutor legal.

5.13 CONDUCTA DEL USUARIO

Aceptas no: participar en actividades ilegales, acosar a otros estudiantes, compartir tu acceso, hacer ingeniería inversa, cargar malware, ni violar derechos de terceros. La violaciÃģn faculta terminaciÃģn inmediata sin reembolso.

5.14 TERMINACIÓN

La Academia puede terminar tu acceso por cualquier incumplimiento, sin reembolso.

5.15 LEY APLICABLE Y JURISDICCIÓN

Estos TÃĐrminos se rigen por las leyes del Estado de Florida. Disputas no sujetas a arbitraje se presentarÃĄn en los tribunales de Condado de Sarasota, Florida.

5.16 MODIFICACIÓN

Nos reservamos el derecho de modificar estos TÃĐrminos en cualquier momento. El uso continuado constituye aceptaciÃģn.

5.17 FUERZA MAYOR

No seremos responsables por incumplimientos causados por eventos fuera de nuestro control (Kajabi, Stripe, pandemias, ciberataques, etc.).

5.18 MISCELÁNEO

Acuerdo completo, severabilidad, no cesiÃģn, supervivencia de clÃĄusulas clave, no renuncia.

5.19 CONTACTO

📧 [email protected]

Digital Income Academy LLC Condado de Sarasota, Florida, Estados Unidos

6. POLÍTICA DE REEMBOLSO Y CANCELACIÓN

6.1 ENTREGA DIGITAL Y AVISO DE VENTA FINAL

6.1.1 Todas las ventas son finales. Todos los Productos son digitales y de entrega inmediata. Política estricta de NO REEMBOLSO.

6.1.2 Acceso inmediato. Al completar la compra reconoces acceso inmediato al Producto.

6.1.3 Renuncia al período de enfriamiento. Renuncias expresamente a cualquier derecho de "período de enfriamiento", desistimiento, retracto o reembolso una vez otorgado el acceso.

6.1.4 Acceso de por vida. Acceso de por vida al contenido (sujeto a continuidad de la plataforma Kajabi).

6.2 CONDICIONES DE NO REEMBOLSO

No se otorgarÃĄn reembolsos por:

  • Cambio de opiniÃģn o situaciÃģn financiera personal
  • Falta de tiempo para consumir el contenido
  • Falta de asistencia a sesiones en vivo
  • Problemas tÃĐcnicos del lado del usuario
  • Falta de ÃĐxito o ausencia de resultados esperados
  • InsatisfacciÃģn con estilo, formato o velocidad
  • DecisiÃģn de no completar o abandonar el programa
  • Expectativas no comunicadas por escrito antes de la compra

6.3 PLANES DE PAGO EN CUOTAS

6.3.1 ObligaciÃģn legal de pago. Las compras en cuotas son legalmente vinculantes. Te obligas a completar todas las cuotas. No es una suscripciÃģn cancelable.

6.3.2 Incumplimiento. La falta de pago resulta en revocaciÃģn inmediata del acceso, sin eximirte de la obligaciÃģn legal de pagar el saldo restante.

6.3.3 ClÃĄusula de aceleraciÃģn. Si una cuota se retrasa mÃĄs de siete (7) días, podemos exigir pago inmediato del saldo pendiente.

6.3.4 Acciones de cobro. Podemos: iniciar cobro mediante agencias, reportar a centrales de riesgo, iniciar acciones legales por monto + intereses + honorarios.

6.4 DISPUTAS Y CHARGEBACKS

6.4.1 NotificaciÃģn formal obligatoria. Antes de iniciar chargeback, debes contactar [email protected] y permitir mínimo 7 días hÃĄbiles para resolver.

6.4.2 Evidencia de aceptaciÃģn. Tu aceptaciÃģn clickwrap constituye evidencia legal vinculante.

6.4.3 ImpugnaciÃģn de chargebacks fraudulentos. Impugnaremos todos los chargebacks que consideremos fraudulentos con evidencia de uso y aceptaciÃģn.

6.4.4 Lista negra. Chargebacks fraudulentos pueden resultar en prohibiciÃģn permanente, reporte a redes anti-fraude y acciones legales.

6.5 CUMPLIMIENTO CON LA LEY DE FLORIDA (FDUTPA)

6.5.1 Aviso claro y visible. Esta Política proporciona "Aviso Justo" bajo FDUTPA. Limitaciones claras antes de la compra.

6.5.2 Responsabilidad limitada. Reclamos por errores en contenido se limitan a correcciÃģn. No reembolsos monetarios.

6.6 EXCEPCIONES LIMITADAS

6.6.1 Excepciones calificantes

(a) Falla tÃĐcnica de la Academia. Falla completa de plataforma >7 días consecutivos, reportada en plazo, no resuelta en 7 días adicionales → reembolso prorrateado.

(b) Compra duplicada accidental. Compra accidental del mismo Producto en 24 horas, sin acceso al duplicado → reembolso del duplicado.

(c) Pago no autorizado. Evidencia documentada de fraude (tarjeta robada) + denuncia policial → reembolso si confirmamos fraude.

6.6.2 Situaciones NO reembolsables

Cambio de opiniÃģn, insatisfacciÃģn, no lograr resultados, problemas tÃĐcnicos del usuario, imposibilidad de asistir, cambios econÃģmicos, compras emocionales.

6.6.3 Procedimiento

  1. Solicitud a [email protected] dentro de 7 días
  2. Asunto: "Solicitud de Reembolso - ExcepciÃģn Calificante"
  3. Proporcionar: nombre, correo, fecha/monto, descripciÃģn, documentaciÃģn
  4. Plazo investigaciÃģn: hasta 15 días hÃĄbiles
  5. DecisiÃģn final y vinculante

6.7 LEY APLICABLE Y JURISDICCIÓN

Leyes del Estado de Florida. Disputas conforme a clÃĄusula de arbitraje, o exclusivamente en tribunales de Condado de Sarasota, Florida.

6.8 CONTACTO

📧 [email protected]

Digital Income Academy LLC

7. DESCARGO DE RESULTADOS E INGRESOS

7.1 PROPÓSITO EDUCATIVO ÚNICAMENTE

Todos los materiales son exclusivamente para propÃģsitos educativos e informativos.

Nada en los Servicios constituye:

  • Asesoría financiera profesional
  • Asesoría legal profesional
  • Asesoría fiscal o tributaria
  • Asesoría profesional de carrera
  • RecomendaciÃģn de inversiÃģn específica
  • Garantía de empleo o ingreso

7.2 SIN GARANTÍAS DE RESULTADOS NI INGRESOS

Digital Income Academy LLC no realiza ninguna garantía, representaciÃģn ni promesa respecto a:

  • Un resultado específico
  • Un nivel de ingreso particular
  • Empleo o cambio de carrera
  • Ganancia financiera de cualquier tipo
  • RecuperaciÃģn de la inversiÃģn
  • Éxito en redes sociales o emprendimiento

⚠ïļ NO PROMETEMOS INGRESOS DE NINGÚN TIPO. Cualquier cifra mostrada en materiales promocionales, testimonios o capturas es Únicamente ilustrativa y no representa resultados típicos, promedio ni esperados para nuestros estudiantes.

7.2.1 Esfuerzo individual

Tus resultados dependen exclusivamente de: tus habilidades, dedicaciÃģn, recursos, decisiones, capacidad de adaptaciÃģn, factores personales/familiares/de salud, y factores externos.

7.2.2 Variables de mercado

Los mercados digitales estÃĄn sujetos a: competencia, cambios regulatorios (FTC, MOCAA, AEPD, PROFECO), cambios algorítmicos, políticas de plataformas, saturaciÃģn, economía global.

7.2.3 Sin promesas

Cualquier ejemplo de resultados es Únicamente ilustrativo y no representa resultados típicos.

7.3 TESTIMONIOS Y EJEMPLOS

7.3.1 Resultados no típicos

Los testimonios reflejan experiencias individuales y subjetivas. No son resultados típicos.

La mayoría de personas no completan el programa, no alcanzan resultados significativos, no replican los testimonios destacados, y pueden no recuperar su inversiÃģn.

7.3.2 Sin garantía de replicaciÃģn

No debes esperar lograr resultados similares. Varían dramÃĄticamente por factores individuales.

7.3.3 DivulgaciÃģn de relaciones materiales

Algunos colaboradores pueden tener relaciÃģn material con la Academia (participaciÃģn en programa de afiliados, comisiones, acceso gratuito, relaciÃģn profesional). Esto se divulga conforme a guías FTC (16 CFR Parte 255).

7.4 DECLARACIONES PROSPECTIVAS

Materiales pueden contener "declaraciones prospectivas" sobre resultados potenciales. Son opiniones, no garantías. Identificables por: "anticipa", "estima", "espera", "potencial", "podrías", "imagina", "futuro".

7.5 ASUNCIÓN DE RIESGO

Reconoces que: cualquier emprendimiento conlleva riesgo; puedes perder lo invertido; puedes no obtener resultado financiero; puedes invertir tiempo sin alcanzar metas; las plataformas pueden cambiar reglas o suspender cuentas.

7.6 CUMPLIMIENTO POR AFILIADOS

Afiliados deben incluir divulgaciones claras en todo material: "Resultados no garantizados", "Estos resultados no son típicos", "#ad #afiliado". Incumplimiento = terminaciÃģn inmediata + pÃĐrdida de comisiones.

7.7 LIMITACIÓN DE RESPONSABILIDAD

EN LA MÁXIMA MEDIDA PERMITIDA, LA ACADEMIA NO SERÁ RESPONSABLE POR DAÑOS DERIVADOS DE TU USO, CONFIANZA, DECISIONES, RESULTADOS, O ACCIONES DE AFILIADOS. RESPONSABILIDAD MÁXIMA = MONTO PAGADO POR EL PRODUCTO ESPECÍFICO.

7.8 RECONOCIMIENTO EXPLÍCITO DEL USUARIO

Al comprar reconoces:

"He leído este Descargo. Reconozco que no existen garantías de resultados ni ingresos. Mi ÃĐxito depende de mi esfuerzo individual. Acepto la asunciÃģn de riesgo descrita."

7.9 LEY APLICABLE Y JURISDICCIÓN

Leyes del Estado de Florida. Tribunales del Condado de Sarasota, Florida.

7.10 CONTACTO

📧 [email protected]

8. POLÍTICA DE PRIVACIDAD

8.1 ALCANCE Y CONSENTIMIENTO

Esta Política aplica a todos los usuarios incluyendo residentes de Florida, otros estados de EE.UU., Tailandia, UniÃģn Europea, AmÃĐrica Latina. Al proporcionar tu informaciÃģn, otorgas tu consentimiento informado al tratamiento de datos.

8.2 INFORMACIÓN QUE RECOPILAMOS

8.2.1 Identificadores: Nombre, alias, ID gubernamental cuando se requiera, fecha de nacimiento.

8.2.2 Contacto: Email, telÃĐfono (incluyendo WhatsApp), direcciÃģn, país.

8.2.3 Comercial: Productos comprados, montos, frecuencia, historial. Pagos procesados por terceros seguros (Stripe, PayPal, Kajabi, PromptPay, TrueMoney). No almacenamos nÚmeros de tarjeta completos.

8.2.4 Actividad en Internet: IP, dispositivo, OS, navegador, historial, interacciÃģn con emails/anuncios, UTM, comportamiento en Kajabi.

8.2.5 Datos de redes sociales: De interacciones con cuentas oficiales o campaÃąas pagadas.

8.2.6 AVISO SOBRE DATOS SENSIBLES Y CUMPLIMIENTO GLOBAL

No recopilamos ni procesamos datos personales sensibles salvo cuando sea estrictamente necesario y en cumplimiento con leyes aplicables (Florida Digital Bill of Rights, CCPA/CPRA, GDPR, PDPA Tailandia, LGPD Brasil). Datos sensibles solo con consentimiento explícito (opt-in).

8.3 USO DE DATOS

Usamos tus datos para: proveer Servicios, procesar transacciones, comunicaciÃģn (email/SMS/WhatsApp con opt-in), personalizaciÃģn, mejora del servicio, prevenciÃģn de fraude, cumplimiento legal, programa de afiliados, defensa legal.

8.4 DIVULGACIÓN Y "VENTA" DE DATOS

8.4.1 No vendemos tus datos

NO VENDEMOS tus datos personales por contraprestaciÃģn monetaria.

8.4.2 Publicidad dirigida

Compartimos identificadores no sensibles con Meta, Google, TikTok para publicidad dirigida. Puedes optar out.

8.4.3 Proveedores de servicios

Kajabi (plataforma), Stripe/PayPal/PromptPay/TrueMoney (pagos), Google Analytics (analítica), Meta/Google/TikTok Ads (publicidad), Zoom/WhatsApp (comunicaciones), Google Workspace/AWS (almacenamiento).

8.4.4 DivulgaciÃģn del Programa de Afiliados

(a) Datos compartidos: confirmaciÃģn de transacciÃģn, monto, primer nombre. No compartimos: nombre completo, email, telÃĐfono, pago.

(b) Rastreo: cookies y enlaces Únicos (30-90 días) para atribuciÃģn.

(c) CCPA: California residents pueden optar out con email a [email protected] asunto "Opt-Out of Affiliate Sharing".

(d) Obligaciones: afiliados contractualmente obligados a cumplir guías FTC.

8.4.5 DivulgaciÃģn legal

Cuando lo requiera: orden judicial, protecciÃģn de derechos, prevenciÃģn de fraude, emergencia.

8.5 SEGURIDAD DE DATOS

Salvaguardas administrativas, tÃĐcnicas y físicas razonables conforme a: FIPA Florida, leyes federales/estatales US, GDPR, PDPA Tailandia, LGPD. NotificaciÃģn de data breach segÚn plazos legales (72h GDPR, etc.).

8.6 TUS DERECHOS DE PRIVACIDAD

8.6.1 Florida (Florida Digital Bill of Rights)

Acceso, correcciÃģn, eliminaciÃģn, portabilidad, opt-out. ApelaciÃģn en 45 días, contacto con Procurador General de Florida.

8.6.2 Tailandia (PDPA)

Acceso, rectificaciÃģn, eliminaciÃģn, restricciÃģn, portabilidad, oposiciÃģn, retiro de consentimiento, queja ante PDPC Tailandia.

8.6.3 UE/UK (GDPR)

Todos los derechos GDPR incluyendo derecho al olvido, no decisiones automatizadas, queja ante autoridad de control.

8.6.4 Otros internacionales

LGPD Brasil, LFPDPPP MÃĐxico, leyes locales.

8.6.5 Procedimiento

Email a [email protected] con nombre completo, correo de cuenta, descripciÃģn. Respuesta en plazos legales (típicamente 30-45 días).

8.7 DERECHOS CCPA / CPRA CALIFORNIA

Categorías recopiladas, propÃģsitos comerciales, terceros, sale/sharing, derechos (Know, Delete, Correct, Opt-Out, Limit, Non-Discrimination), procedimiento, verificaciÃģn, agente autorizado.

8.8 COOKIES Y RASTREO

8.8.1 Tipos

(a) Estrictamente necesarias, (b) Funcionales, (c) Analítica (Google Analytics, hasta 2 aÃąos), (d) Publicidad (Meta Pixel, Google Ads, TikTok Pixel, hasta 1 aÃąo).

8.8.2 Terceros

Google Analytics, Meta Pixel, TikTok Pixel, Google Ads.

8.8.3 Rastreo de afiliados

Cookies 30-90 días para atribuciÃģn.

8.8.4 GestiÃģn

Banner de consentimiento, configuraciÃģn del navegador, opt-out (NAI, DAA, Google Ads Settings).

8.8.5 Do Not Track

Actualmente no respondemos a DNT por falta de estÃĄndar uniforme.

8.9 RETENCIÓN DE DATOS

  • Acceso al producto: mientras cuenta activa (de por vida)
  • Datos transaccionales: 7 aÃąos
  • Marketing: hasta retiro de consentimiento
  • Analítica: hasta 26 meses
  • Afiliados: mientras activa + 7 aÃąos

8.10 LIMITACIÓN DE RESPONSABILIDAD

Responsabilidad mÃĄxima = monto pagado en 12 meses previos a la reclamaciÃģn.

8.11 LEY APLICABLE Y RENUNCIA A JURADO

Leyes de Florida. Renuncia irrevocable a jurado. Tribunales del Condado de Sarasota, Florida.

8.12 PRIVACIDAD DE MENORES

No recopilamos de menores de 13 (COPPA) o 18 (jurisdicciones aplicables).

8.13 CAMBIOS

Podemos actualizar esta Política. La fecha "Última ActualizaciÃģn" reflejarÃĄ la versiÃģn mÃĄs reciente.

8.14 CONTACTO

📧 [email protected]

Digital Income Academy LLC Condado de Sarasota, Florida, Estados Unidos

DPO: Mismo correo con asunto "DPO Request"

ðŸ‡đ🇭 āļ āļēāļĐāļēāđ„āļ—āļĒ

9. āļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”āđāļĨāļ°āđ€āļ‡āļ·āđˆāļ­āļ™āđ„āļ‚āļāļēāļĢāđƒāļŦāđ‰āļšāļĢāļīāļāļēāļĢ — DIGITAL INCOME ACADEMY LLC

āļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”āđāļĨāļ°āđ€āļ‡āļ·āđˆāļ­āļ™āđ„āļ‚āļāļēāļĢāđƒāļŦāđ‰āļšāļĢāļīāļāļēāļĢ ("āļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”") āļ™āļĩāđ‰ āļ–āļ·āļ­āđ€āļ›āđ‡āļ™āļ‚āđ‰āļ­āļ•āļāļĨāļ‡āļ—āļĩāđˆāļĄāļĩāļœāļĨāļœāļđāļāļžāļąāļ™āļ—āļēāļ‡āļāļŽāļŦāļĄāļēāļĒāļĢāļ°āļŦāļ§āđˆāļēāļ‡āļ„āļļāļ“ ("āļ™āļąāļāđ€āļĢāļĩāļĒāļ™", "āļœāļđāđ‰āđƒāļŠāđ‰" āļŦāļĢāļ·āļ­ "āļ„āļļāļ“") āļāļąāļš Digital Income Academy LLC ("āļŠāļ–āļēāļšāļąāļ™", "DIA Club", "āđ€āļĢāļē", "āļ‚āļ­āļ‡āđ€āļĢāļē")

āļāļēāļĢāļ‹āļ·āđ‰āļ­āļŠāļīāļ™āļ„āđ‰āļēāļŦāļĢāļ·āļ­āđ€āļ‚āđ‰āļēāđƒāļŠāđ‰āļšāļĢāļīāļāļēāļĢ āļ–āļ·āļ­āļ§āđˆāļēāļ„āļļāļ“āđ„āļ”āđ‰āļ­āđˆāļēāļ™ āđ€āļ‚āđ‰āļēāđƒāļˆ āđāļĨāļ°āļĒāļ­āļĄāļĢāļąāļšāļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”āđ€āļŦāļĨāđˆāļēāļ™āļĩāđ‰āđāļĨāđ‰āļ§ āļŦāļēāļāļ„āļļāļ“āđ„āļĄāđˆāđ€āļŦāđ‡āļ™āļ”āđ‰āļ§āļĒ āđ‚āļ›āļĢāļ”āļ­āļĒāđˆāļēāļ‹āļ·āđ‰āļ­āļŦāļĢāļ·āļ­āđ€āļ‚āđ‰āļēāđƒāļŠāđ‰āļšāļĢāļīāļāļēāļĢ

9.1 āļšāļĢāļīāļāļēāļĢāđāļĨāļ°āļāļēāļĢāļ­āļ™āļļāļāļēāļ•

9.1.1 āļ‚āļ­āļšāđ€āļ‚āļ• āļŠāļ–āļēāļšāļąāļ™āđƒāļŦāđ‰āļšāļĢāļīāļāļēāļĢāļ„āļ­āļĢāđŒāļŠāļ”āļīāļˆāļīāļ—āļąāļĨ āļŠāļ·āđˆāļ­āļāļēāļĢāļĻāļķāļāļĐāļē āļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļ„āļ­āļĄāļĄāļđāļ™āļīāļ•āļĩāđ‰āļ­āļ­āļ™āđ„āļĨāļ™āđŒ āđ‚āļ›āļĢāđāļāļĢāļĄāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ• āđāļĨāļ°āļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āđāļžāļĨāļ•āļŸāļ­āļĢāđŒāļĄāļšāļ™ Kajabi ("āļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒ")

9.1.2 āļāļēāļĢāļ­āļ™āļļāļāļēāļ•āļˆāļģāļāļąāļ” āđ€āļĄāļ·āđˆāļ­āļ„āļļāļ“āļ‹āļ·āđ‰āļ­ āļŠāļ–āļēāļšāļąāļ™āļĄāļ­āļšāļŠāļīāļ—āļ˜āļīāđŒāđƒāļŠāđ‰āļ‡āļēāļ™āļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨ āļ—āļĩāđˆāđ„āļĄāđˆāļœāļđāļāļ‚āļēāļ” āđ„āļĄāđˆāļŠāļēāļĄāļēāļĢāļ–āđ‚āļ­āļ™āđ„āļ”āđ‰ āđāļĨāļ°āļŠāļēāļĄāļēāļĢāļ–āđ€āļžāļīāļāļ–āļ­āļ™āđ„āļ”āđ‰ āļŠāļģāļŦāļĢāļąāļšāļāļēāļĢāđƒāļŠāđ‰āļ‡āļēāļ™āđ€āļžāļ·āđˆāļ­āļāļēāļĢāļĻāļķāļāļĐāļēāļŠāđˆāļ§āļ™āļ•āļąāļ§āļ‚āļ­āļ‡āļ„āļļāļ“āđ€āļ—āđˆāļēāļ™āļąāđ‰āļ™

9.1.3 āļ‚āđ‰āļ­āļˆāļģāļāļąāļ” āļ„āļļāļ“āļˆāļ°āđ„āļĄāđˆ: (i) āđāļŠāļĢāđŒāļ‚āđ‰āļ­āļĄāļđāļĨāļāļēāļĢāđ€āļ‚āđ‰āļēāļŠāļđāđˆāļĢāļ°āļšāļš; (ii) āđāļāđ‰āđ„āļ‚ āļ—āļģāļŠāļģāđ€āļ™āļē āļ”āļēāļ§āļ™āđŒāđ‚āļŦāļĨāļ”āļˆāļģāļ™āļ§āļ™āļĄāļēāļ āļŦāļĢāļ·āļ­āļŠāļĢāđ‰āļēāļ‡āļœāļĨāļ‡āļēāļ™āļ•āđˆāļ­āļĒāļ­āļ”; (iii) āđƒāļŠāđ‰āļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒāđ€āļžāļ·āđˆāļ­āļ§āļąāļ•āļ–āļļāļ›āļĢāļ°āļŠāļ‡āļ„āđŒāļ—āļēāļ‡āļāļēāļĢāļ„āđ‰āļē āļ‚āļēāļĒāļ•āđˆāļ­ āļŦāļĢāļ·āļ­āļ§āļīāđ€āļ„āļĢāļēāļ°āļŦāđŒāļāļēāļĢāđāļ‚āđˆāļ‡āļ‚āļąāļ™; (iv) āļĨāļšāļ›āļĢāļ°āļāļēāļĻāļāļĢāļĢāļĄāļŠāļīāļ—āļ˜āļīāđŒāļŦāļĢāļ·āļ­āđ‚āļĨāđ‚āļāđ‰; (v) āđƒāļŠāđ‰āļŠāļ·āđˆāļ­āđƒāļ™āļāļēāļĢāļāļķāļ AI; āļŦāļĢāļ·āļ­ (vi) āđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļœāđˆāļēāļ™āļŠāđ€āļ„āļĢāđ€āļ›āļ­āļĢāđŒ āļšāļ­āļ— āļŦāļĢāļ·āļ­āļ§āļīāļ˜āļĩāļ­āļąāļ•āđ‚āļ™āļĄāļąāļ•āļī

9.2 āļāļēāļĢāļŠāļģāļĢāļ°āđ€āļ‡āļīāļ™āđāļĨāļ°āļ™āđ‚āļĒāļšāļēāļĒāļāļēāļĢāļ‚āļēāļĒāļŠāļīāđ‰āļ™āļŠāļļāļ” (āđ„āļĄāđˆāļĄāļĩāļāļēāļĢāļ„āļ·āļ™āđ€āļ‡āļīāļ™)

9.2.1 āļāļēāļĢāļŠāļģāļĢāļ°āđ€āļ‡āļīāļ™ āļāļēāļĢāļŠāļģāļĢāļ°āđ€āļ‡āļīāļ™āļ—āļąāđ‰āļ‡āļŦāļĄāļ”āļ›āļĢāļ°āļĄāļ§āļĨāļœāđˆāļēāļ™āļĢāļ°āļšāļšāđ€āļāļ•āđ€āļ§āļĒāđŒāļšāļļāļ„āļ„āļĨāļ—āļĩāđˆāļŠāļēāļĄāļ—āļĩāđˆāļ›āļĨāļ­āļ”āļ āļąāļĒ (Stripe, PayPal, Kajabi, PromptPay, TrueMoney) āļ„āļļāļ“āļĒāļ­āļĄāļĢāļąāļšāļ—āļĩāđˆāļˆāļ°āļŠāļģāļĢāļ°āļ„āđˆāļēāļ˜āļĢāļĢāļĄāđ€āļ™āļĩāļĒāļĄāđāļĨāļ°āļ āļēāļĐāļĩāļ—āļąāđ‰āļ‡āļŦāļĄāļ”āļ—āļĩāđˆāļšāļąāļ‡āļ„āļąāļšāđƒāļŠāđ‰āđƒāļ™āđ€āļ‚āļ•āļ­āļģāļ™āļēāļˆāļ‚āļ­āļ‡āļ„āļļāļ“

9.2.2 āļ›āļĢāļ°āļāļēāļĻāļāļēāļĢāļ‚āļēāļĒāļŠāļīāđ‰āļ™āļŠāļļāļ” āđ€āļ™āļ·āđˆāļ­āļ‡āļˆāļēāļāļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒāđ€āļ›āđ‡āļ™āļ”āļīāļˆāļīāļ—āļąāļĨāđāļĨāļ°āđ€āļ‚āđ‰āļēāļ–āļķāļ‡āđ„āļ”āđ‰āļ—āļąāļ™āļ—āļĩ āļāļēāļĢāļ‚āļēāļĒāļ—āļąāđ‰āļ‡āļŦāļĄāļ”āđ€āļ›āđ‡āļ™āļāļēāļĢāļ‚āļēāļĒāļŠāļīāđ‰āļ™āļŠāļļāļ” āļŠāļ–āļēāļšāļąāļ™āļ”āļģāđ€āļ™āļīāļ™āļ‡āļēāļ™āļ āļēāļĒāđƒāļ•āđ‰āļ™āđ‚āļĒāļšāļēāļĒ āđ„āļĄāđˆāļ„āļ·āļ™āđ€āļ‡āļīāļ™āļ­āļĒāđˆāļēāļ‡āđ€āļ„āļĢāđˆāļ‡āļ„āļĢāļąāļ”

9.2.3 āļŠāļĨāļ°āļŠāļīāļ—āļ˜āļīāđŒāļĢāļ°āļĒāļ°āđ€āļ§āļĨāļēāļ—āļšāļ—āļ§āļ™ āđ€āļĄāļ·āđˆāļ­āļ„āļļāļ“āļ‹āļ·āđ‰āļ­āđ€āļŠāļĢāđ‡āļˆāļŠāļīāđ‰āļ™ āļ„āļļāļ“āļĢāļąāļšāļ—āļĢāļēāļšāđ‚āļ”āļĒāļŠāļąāļ”āđāļˆāđ‰āļ‡āļ§āđˆāļēāļ„āļļāļ“āđ„āļ”āđ‰āļĢāļąāļšāļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļ—āļĢāļąāļžāļĒāđŒāļŠāļīāļ™āļ—āļēāļ‡āļ›āļąāļāļāļēāļ—āļąāļ™āļ—āļĩ āļ‹āļķāđˆāļ‡āļ–āļ·āļ­āđ€āļ›āđ‡āļ™āļāļēāļĢāļŠāđˆāļ‡āļĄāļ­āļšāļšāļĢāļīāļāļēāļĢāļŠāļĄāļšāļđāļĢāļ“āđŒ āļ„āļļāļ“āļŠāļĨāļ°āļŠāļīāļ—āļ˜āļīāđŒāđƒāļ™āļāļēāļĢāļ‚āļ­ "āļĢāļ°āļĒāļ°āđ€āļ§āļĨāļēāļ—āļšāļ—āļ§āļ™" āļāļēāļĢāļ–āļ­āļ™āļ•āļąāļ§ āļŦāļĢāļ·āļ­āļāļēāļĢāļĒāļāđ€āļĨāļīāļ āļ•āļēāļĄāļ‚āļ­āļšāđ€āļ‚āļ•āļŠāļđāļ‡āļŠāļļāļ”āļ—āļĩāđˆāļāļŽāļŦāļĄāļēāļĒāļ­āļ™āļļāļāļēāļ•

9.2.4 āđāļœāļ™āļœāđˆāļ­āļ™āļŠāļģāļĢāļ° āļŦāļēāļāļ„āļļāļ“āļ‹āļ·āđ‰āļ­āļ āļēāļĒāđƒāļ•āđ‰āđāļœāļ™āļœāđˆāļ­āļ™āļŠāļģāļĢāļ° (āđ€āļŠāđˆāļ™ 4 āļ‡āļ§āļ”) āļ„āļļāļ“āļœāļđāļāļžāļąāļ™āļ—āļēāļ‡āļāļŽāļŦāļĄāļēāļĒāđƒāļ™āļāļēāļĢāļŠāļģāļĢāļ°āļ‡āļ§āļ”āļ—āļąāđ‰āļ‡āļŦāļĄāļ” āļāļēāļĢāđ„āļĄāđˆāļŠāļģāļĢāļ°āļ‡āļ§āļ”āđƒāļ”āļ‡āļ§āļ”āļŦāļ™āļķāđˆāļ‡ āļ­āļ™āļļāļāļēāļ•āđƒāļŦāđ‰āļŠāļ–āļēāļšāļąāļ™āļĢāļ°āļ‡āļąāļšāļŦāļĢāļ·āļ­āļĒāļāđ€āļĨāļīāļāļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āđ‚āļ”āļĒāđ„āļĄāđˆāļ„āļ·āļ™āđ€āļ‡āļīāļ™āļ‡āļ§āļ”āļ—āļĩāđˆāļŠāļģāļĢāļ°āđ„āļ›āđāļĨāđ‰āļ§

9.2.5 Chargeback āļŦāļēāļāļ„āļļāļ“āđ€āļĢāļīāđˆāļĄāļ‚āđ‰āļ­āļžāļīāļžāļēāļ—āļāļēāļĢāļŠāļģāļĢāļ°āđ€āļ‡āļīāļ™ (chargeback) āļŦāļĨāļąāļ‡āļˆāļēāļāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āđ€āļ™āļ·āđ‰āļ­āļŦāļē āļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļ‚āļ­āļ‡āļ„āļļāļ“āļˆāļ°āļ–āļđāļāđ€āļžāļīāļāļ–āļ­āļ™āļ—āļąāļ™āļ—āļĩ āļŠāļ–āļēāļšāļąāļ™āļŠāļ‡āļ§āļ™āļŠāļīāļ—āļ˜āļīāđŒāđƒāļ™āļāļēāļĢāđ‚āļ•āđ‰āđāļĒāđ‰āļ‡ chargeback āļ”āđ‰āļ§āļĒāļŦāļĨāļąāļāļāļēāļ™āļāļēāļĢāđƒāļŠāđ‰āļ‡āļēāļ™

9.3 āđ‚āļ›āļĢāđāļāļĢāļĄāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•

9.3.1 āļāļēāļĢāļĨāļ‡āļ—āļ°āđ€āļšāļĩāļĒāļ™ āđ€āļĄāļ·āđˆāļ­āļĨāļ‡āļ—āļ°āđ€āļšāļĩāļĒāļ™āđ€āļ›āđ‡āļ™āđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•āļ‚āļ­āļ‡ Digital Income Academy LLC āļ„āļļāļ“āļĒāļ­āļĄāļĢāļąāļšāļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”āđ€āļŦāļĨāđˆāļēāļ™āļĩāđ‰āļžāļĢāđ‰āļ­āļĄāļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”āđ‚āļ›āļĢāđāļāļĢāļĄāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•āļ—āļĩāđˆāļšāļąāļ‡āļ„āļąāļšāđƒāļŠāđ‰

9.3.2 āļ„āđˆāļēāļ„āļ­āļĄāļĄāļīāļŠāļŠāļąāđˆāļ™ āđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•āļ­āļēāļˆāđ„āļ”āđ‰āļĢāļąāļš āļŠāļđāļ‡āļŠāļļāļ” 90% āļ‚āļ­āļ‡āļĄāļđāļĨāļ„āđˆāļēāļāļēāļĢāļ‚āļēāļĒāļ—āļĩāđˆāļ–āļđāļāļ•āđ‰āļ­āļ‡āđāļ•āđˆāļĨāļ°āļ„āļĢāļąāđ‰āļ‡ āļ—āļĩāđˆāļ—āļģāļœāđˆāļēāļ™āļĨāļīāļ‡āļāđŒāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•āđ€āļ‰āļžāļēāļ°āļ‚āļ­āļ‡āļ•āļ™ āļ‚āļķāđ‰āļ™āļ­āļĒāļđāđˆāļāļąāļšāļĢāļ°āļ”āļąāļšāđāļĨāļ°āļ„āļļāļ“āļŠāļĄāļšāļąāļ•āļīāļ‚āļ­āļ‡āđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•āđƒāļ™āļ‚āļ“āļ°āļ‚āļēāļĒ

9.3.3 āļāļēāļĢāļĢāļ°āļšāļļāļ—āļĩāđˆāļĄāļē āļ„āđˆāļēāļ„āļ­āļĄāļĄāļīāļŠāļŠāļąāđˆāļ™āļˆāđˆāļēāļĒāđ€āļ‰āļžāļēāļ°āļāļēāļĢāļ‚āļēāļĒāļ—āļĩāđˆāļ•āļīāļ”āļ•āļēāļĄāđ„āļ”āđ‰āļ­āļĒāđˆāļēāļ‡āļ–āļđāļāļ•āđ‰āļ­āļ‡āļœāđˆāļēāļ™āļĨāļīāļ‡āļāđŒāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•āđ€āļ‰āļžāļēāļ° āļ„āļ§āļēāļĄāļĢāļąāļšāļœāļīāļ”āļŠāļ­āļšāđƒāļ™āļāļēāļĢāđƒāļŠāđ‰āļĨāļīāļ‡āļāđŒāļ­āļĒāđˆāļēāļ‡āļ–āļđāļāļ•āđ‰āļ­āļ‡āđāļĨāļ°āļ•āļĢāļ§āļˆāļŠāļ­āļšāļāļēāļĢāļ•āļīāļ”āļ•āļēāļĄāđ€āļ›āđ‡āļ™āļ‚āļ­āļ‡āđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•āđ€āļ—āđˆāļēāļ™āļąāđ‰āļ™

9.3.4 āļĢāļ°āļĒāļ°āđ€āļ§āļĨāļēāļāļēāļĢāļŠāļģāļĢāļ° āļ„āđˆāļēāļ„āļ­āļĄāļĄāļīāļŠāļŠāļąāđˆāļ™āļ—āļĩāđˆāļ–āļđāļāļ•āđ‰āļ­āļ‡āļˆāļ°āļˆāđˆāļēāļĒāļ āļēāļĒāđƒāļ™āđ€āļ§āļĨāļēāļ›āļĢāļ°āļĄāļēāļ“ 3 āļ–āļķāļ‡ 7 āļ§āļąāļ™āļ—āļģāļāļēāļĢ āļŦāļĨāļąāļ‡āļˆāļēāļāļĢāļ°āļĒāļ°āđ€āļ§āļĨāļēāļĒāļ·āļ™āļĒāļąāļ™

9.3.5 āļ„āļ§āļēāļĄāļĢāļąāļšāļœāļīāļ”āļŠāļ­āļšāļ—āļēāļ‡āļ āļēāļĐāļĩ āđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•āļĢāļąāļšāļœāļīāļ”āļŠāļ­āļšāđƒāļ™āļāļēāļĢāļĢāļēāļĒāļ‡āļēāļ™āđāļĨāļ°āļˆāđˆāļēāļĒāļ āļēāļĐāļĩāđƒāļ™āđ€āļ‚āļ•āļ­āļģāļ™āļēāļˆāļ‚āļ­āļ‡āļ•āļ™āđ€āļ—āđˆāļēāļ™āļąāđ‰āļ™

9.3.6 āđāļ™āļ§āļ—āļēāļ‡āļ›āļāļīāļšāļąāļ•āļīāļ—āļĩāđˆāļŦāđ‰āļēāļĄ āđƒāļ™āļāļēāļ™āļ°āđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•āļ„āļļāļ“āļĒāļ­āļĄāļĢāļąāļšāļ—āļĩāđˆāļˆāļ°āđ„āļĄāđˆ: (i) āđƒāļŠāđ‰āļŠāđāļ›āļĄ āļ‚āđ‰āļ­āđ€āļŠāļ™āļ­āđ€āļ—āđ‡āļˆ āļāļēāļĢāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™āļĢāļēāļĒāđ„āļ”āđ‰ āļŦāļĢāļ·āļ­āļ„āļģāļāļĨāđˆāļēāļ§āļ­āđ‰āļēāļ‡āļ—āļĩāđˆāđ„āļĄāđˆāđ„āļ”āđ‰āļĢāļąāļšāļāļēāļĢāļĒāļ·āļ™āļĒāļąāļ™; (ii) āđ€āļŠāļ™āļ­āļĢāļēāļ„āļēāļšāļ™āđ€āļ„āļĢāļ·āđˆāļ­āļ‡āļŦāļĄāļēāļĒāļāļēāļĢāļ„āđ‰āļēāļ‚āļ­āļ‡āļŠāļ–āļēāļšāļąāļ™āļšāļ™āđāļžāļĨāļ•āļŸāļ­āļĢāđŒāļĄāđ‚āļ†āļĐāļ“āļē; (iii) āđāļ­āļšāļ­āđ‰āļēāļ‡āđ€āļ›āđ‡āļ™ Digital Income Academy LLC; (iv) āļŠāļĢāđ‰āļēāļ‡āđ„āļ‹āļ•āđŒāļŦāļĢāļ·āļ­āļšāļąāļāļŠāļĩāļ—āļĩāđˆāļ—āļģāđƒāļŦāđ‰āļœāļđāđ‰āļšāļĢāļīāđ‚āļ āļ„āļŠāļąāļšāļŠāļ™

9.4 āļ—āļĢāļąāļžāļĒāđŒāļŠāļīāļ™āļ—āļēāļ‡āļ›āļąāļāļāļē

9.4.1 āļ„āļ§āļēāļĄāđ€āļ›āđ‡āļ™āđ€āļˆāđ‰āļēāļ‚āļ­āļ‡ Digital Income Academy LLC āļ„āļĢāļ­āļšāļ„āļĢāļ­āļ‡āļŠāļīāļ—āļ˜āļīāđŒāļ—āļąāđ‰āļ‡āļŦāļĄāļ”āđƒāļ™āļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒ āļĢāļ§āļĄāļ–āļķāļ‡āļĨāļīāļ‚āļŠāļīāļ—āļ˜āļīāđŒ āđ€āļ„āļĢāļ·āđˆāļ­āļ‡āļŦāļĄāļēāļĒāļāļēāļĢāļ„āđ‰āļē āļ„āļ§āļēāļĄāļĨāļąāļšāļ—āļēāļ‡āļāļēāļĢāļ„āđ‰āļē āļŠāļ·āđˆāļ­ āļ—āļĢāļąāļžāļĒāļēāļāļĢ āļāļēāļĢāļ­āļ­āļāđāļšāļš āļāļĢāļēāļŸāļīāļ āļ§āļīāļ”āļĩāđ‚āļ­ āđ€āļ—āļĄāđ€āļžāļĨāļ• āđāļĨāļ°āļ‹āļ­āļŸāļ•āđŒāđāļ§āļĢāđŒāļ—āļĩāđˆāđ€āļāļĩāđˆāļĒāļ§āļ‚āđ‰āļ­āļ‡

9.4.2 āļāļēāļĢāļĨāļ°āđ€āļĄāļīāļ”āđāļĨāļ°āļ„āđˆāļēāđ€āļŠāļĩāļĒāļŦāļēāļĒāđāļšāļšāļāļģāļŦāļ™āļ” āļāļēāļĢāđāļšāđˆāļ‡āļ›āļąāļ™ āđāļˆāļāļˆāđˆāļēāļĒ āļ‚āļēāļĒāļ•āđˆāļ­ āļŦāļĢāļ·āļ­āđƒāļŠāđ‰āļŠāļ·āđˆāļ­āđ‚āļ”āļĒāđ„āļĄāđˆāđ„āļ”āđ‰āļĢāļąāļšāļ­āļ™āļļāļāļēāļ• āļ–āļ·āļ­āđ€āļ›āđ‡āļ™āļāļēāļĢāļĨāļ°āđ€āļĄāļīāļ”āļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”āļ­āļĒāđˆāļēāļ‡āļĢāđ‰āļēāļĒāđāļĢāļ‡ āđ€āļĢāļēāļŠāļ‡āļ§āļ™āļŠāļīāļ—āļ˜āļīāđŒāļĒāļāđ€āļĨāļīāļāļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļ—āļąāļ™āļ—āļĩāđ‚āļ”āļĒāđ„āļĄāđˆāļ„āļ·āļ™āđ€āļ‡āļīāļ™ āđ€āļĢāļĩāļĒāļāļĢāđ‰āļ­āļ‡āļ„āđˆāļēāđ€āļŠāļĩāļĒāļŦāļēāļĒāđāļšāļšāļāļģāļŦāļ™āļ” āļ„āđˆāļēāļ—āļ™āļēāļĒāļ„āļ§āļēāļĄ āđāļĨāļ°āļ§āļīāļ˜āļĩāđāļāđ‰āđ„āļ‚āļ­āļ·āđˆāļ™āđ† āļ•āļēāļĄāļāļŽāļŦāļĄāļēāļĒāļŸāļĨāļ­āļĢāļīāļ”āļē

9.5 āļ„āļģāļŠāļĩāđ‰āđāļˆāļ‡āļœāļĨāļĨāļąāļžāļ˜āđŒāđāļĨāļ°āļĢāļēāļĒāđ„āļ”āđ‰

9.5.1 āļžāļ·āđ‰āļ™āļāļēāļ™ "āļ•āļēāļĄāļ—āļĩāđˆāđ€āļ›āđ‡āļ™" āļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒāļĄāļ­āļšāđƒāļŦāđ‰ "āļ•āļēāļĄāļ—āļĩāđˆāđ€āļ›āđ‡āļ™" āđāļĨāļ° "āļ•āļēāļĄāļ—āļĩāđˆāļĄāļĩ" āđ‚āļ”āļĒāđ„āļĄāđˆāļĄāļĩāļāļēāļĢāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™āđƒāļ”āđ†

9.5.2 āđ„āļĄāđˆāļĄāļĩāļāļēāļĢāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™āļœāļĨāļĨāļąāļžāļ˜āđŒāļŦāļĢāļ·āļ­āļĢāļēāļĒāđ„āļ”āđ‰ āļŠāļ–āļēāļšāļąāļ™ āđ„āļĄāđˆāļ—āļģāļāļēāļĢāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™ āļ„āļģāļŠāļĩāđ‰āđāļˆāļ‡ āļŦāļĢāļ·āļ­āļ„āļģāļŠāļąāļāļāļēāđƒāļ”āđ† āđ€āļāļĩāđˆāļĒāļ§āļāļąāļšāļœāļĨāļĨāļąāļžāļ˜āđŒāđ€āļ‰āļžāļēāļ° āļĢāļēāļĒāđ„āļ”āđ‰ āļāļēāļĢāļˆāđ‰āļēāļ‡āļ‡āļēāļ™ āļĢāļ°āļ”āļąāļšāļĢāļēāļĒāđ„āļ”āđ‰ āļŦāļĢāļ·āļ­āļāļēāļĢāļāļđāđ‰āļ„āļ·āļ™āļāļēāļĢāļĨāļ‡āļ—āļļāļ™āļ‚āļ­āļ‡āļ„āļļāļ“āļˆāļēāļāļāļēāļĢāļ‹āļ·āđ‰āļ­āļŦāļĢāļ·āļ­āđƒāļŠāđ‰āļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒ

9.5.3 āļœāļĨāļĨāļąāļžāļ˜āđŒāđ„āļĄāđˆāđƒāļŠāđˆāļ„āđˆāļēāļ—āļąāđˆāļ§āđ„āļ› āļœāļĨāļĨāļąāļžāļ˜āđŒāļ—āļĩāđˆāđāļŠāļ”āļ‡āđƒāļ™āļ„āļģāļĢāļąāļšāļĢāļ­āļ‡ āļāļĢāļ“āļĩāļĻāļķāļāļĐāļē āļŠāļ·āđˆāļ­āđ‚āļ›āļĢāđ‚āļĄāļ— āļŦāļĢāļ·āļ­āļ•āļąāļ§āđ€āļĨāļ‚āļĢāļēāļĒāđ„āļ”āđ‰ āđ„āļĄāđˆāđƒāļŠāđˆāļ„āđˆāļēāļ—āļąāđˆāļ§āđ„āļ› āļ„āļ™āļŠāđˆāļ§āļ™āđƒāļŦāļāđˆāļ—āļĩāđˆāđ€āļĢāļīāđˆāļĄāđ‚āļ›āļĢāđāļāļĢāļĄāļāļēāļĢāļĻāļķāļāļĐāļēāļ”āļīāļˆāļīāļ—āļąāļĨāđ„āļĄāđˆāļŠāļĢāđ‰āļēāļ‡āļĢāļēāļĒāđ„āļ”āđ‰āļ­āļĒāđˆāļēāļ‡āļĄāļĩāļ™āļąāļĒāļŠāļģāļ„āļąāļ āļ„āļ§āļēāļĄāļŠāļģāđ€āļĢāđ‡āļˆāļ‚āļ­āļ‡āļ„āļļāļ“āļ‚āļķāđ‰āļ™āļ­āļĒāļđāđˆāļāļąāļšāļ„āļ§āļēāļĄāļžāļĒāļēāļĒāļēāļĄāđāļĨāļ°āļ›āļąāļˆāļˆāļąāļĒāļ āļēāļĒāļ™āļ­āļāđ€āļ—āđˆāļēāļ™āļąāđ‰āļ™

9.5.4 āđ„āļĄāđˆāđƒāļŠāđˆāđ‚āļ­āļāļēāļŠāļ—āļēāļ‡āļ˜āļļāļĢāļāļīāļˆāļŦāļĢāļ·āļ­āļāļēāļĢāļˆāđ‰āļēāļ‡āļ‡āļēāļ™ āļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒāđ€āļ›āđ‡āļ™āđ‚āļ­āļāļēāļŠāļ—āļēāļ‡āļāļēāļĢāļĻāļķāļāļĐāļē āđ„āļĄāđˆāđƒāļŠāđˆ āđ‚āļ­āļāļēāļŠāļāļēāļĢāļˆāđ‰āļēāļ‡āļ‡āļēāļ™ āļāļēāļĢāļĨāļ‡āļ—āļļāļ™āļ—āļĩāđˆāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™ āļŦāļĢāļ·āļ­āđ‚āļ„āļĢāļ‡āļāļēāļĢāļŠāļĢāđ‰āļēāļ‡āļĢāļēāļĒāđ„āļ”āđ‰āļ—āļĩāđˆāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™

9.5.5 āđ„āļĄāđˆāđƒāļŠāđˆāļ„āļģāđāļ™āļ°āļ™āļģāļĄāļ·āļ­āļ­āļēāļŠāļĩāļž āđ€āļ™āļ·āđ‰āļ­āļŦāļēāđ€āļ›āđ‡āļ™āđ€āļžāļ·āđˆāļ­āļāļēāļĢāļĻāļķāļāļĐāļēāđ€āļ—āđˆāļēāļ™āļąāđ‰āļ™ āđ„āļĄāđˆāļ–āļ·āļ­āđ€āļ›āđ‡āļ™āļ„āļģāđāļ™āļ°āļ™āļģāļ—āļēāļ‡āļāļŽāļŦāļĄāļēāļĒ āļāļēāļĢāđ€āļ‡āļīāļ™ āļ āļēāļĐāļĩ āļāļēāļĢāđāļžāļ—āļĒāđŒ āļˆāļīāļ•āļ§āļīāļ—āļĒāļē āļŦāļĢāļ·āļ­āļĄāļ·āļ­āļ­āļēāļŠāļĩāļžāđƒāļ”āđ†

9.6 āļ„āļģāļŠāļĩāđ‰āđāļˆāļ‡āļ„āļģāļĢāļąāļšāļĢāļ­āļ‡āđāļĨāļ°āļœāļđāđ‰āļŠāļ™āļąāļšāļŠāļ™āļļāļ™

9.6.1 āļ„āļģāļĢāļąāļšāļĢāļ­āļ‡āļŠāļ°āļ—āđ‰āļ­āļ™āļ›āļĢāļ°āļŠāļšāļāļēāļĢāļ“āđŒāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨāđāļĨāļ°āđ€āļŠāļīāļ‡āļ­āļąāļ•āļ§āļīāļŠāļąāļĒ āđ„āļĄāđˆāđƒāļŠāđˆāļœāļĨāļĨāļąāļžāļ˜āđŒāļ—āļąāđˆāļ§āđ„āļ› āđāļĨāļ°āđ„āļĄāđˆāđƒāļŠāđˆāļāļēāļĢāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™āđƒāļ”āđ†

9.6.2 āļœāļđāđ‰āļŠāļ™āļąāļšāļŠāļ™āļļāļ™āļšāļēāļ‡āļ„āļ™āļ­āļēāļˆāļĄāļĩāļ„āļ§āļēāļĄāļŠāļąāļĄāļžāļąāļ™āļ˜āđŒāļ—āļēāļ‡āļ§āļąāļ•āļ–āļļāļāļąāļš Digital Income Academy LLC āļĢāļ§āļĄāļ–āļķāļ‡āļāļēāļĢāđ€āļ‚āđ‰āļēāļĢāđˆāļ§āļĄāđƒāļ™āđ‚āļ›āļĢāđāļāļĢāļĄāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ• āļ„āđˆāļēāļ•āļ­āļšāđāļ—āļ™ āļŦāļĢāļ·āļ­āļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒāļŸāļĢāļĩ āļ„āļ§āļēāļĄāļŠāļąāļĄāļžāļąāļ™āļ˜āđŒāļ™āļĩāđ‰āđ€āļ›āļīāļ”āđ€āļœāļĒāļ•āļēāļĄāđāļ™āļ§āļ—āļēāļ‡ FTC

9.7 āļāļēāļĢāļˆāļģāļāļąāļ”āļ„āļ§āļēāļĄāļĢāļąāļšāļœāļīāļ”āđāļĨāļ°āļāļēāļĢāļŠāļ”āđ€āļŠāļĒ

9.7.1 āļāļēāļĢāļˆāļģāļāļąāļ” āđƒāļ™āļāļĢāļ“āļĩāđƒāļ”āļāđ‡āļ•āļēāļĄ DIGITAL INCOME ACADEMY LLC āļˆāļ°āđ„āļĄāđˆāļĢāļąāļšāļœāļīāļ”āļŠāļģāļŦāļĢāļąāļšāļ„āļ§āļēāļĄāđ€āļŠāļĩāļĒāļŦāļēāļĒāļ—āļēāļ‡āļ­āđ‰āļ­āļĄ āļžāļīāđ€āļĻāļĐ āđ€āļŦāļ•āļļāļšāļąāļ‡āđ€āļ­āļīāļ āļœāļĨāļžāļ§āļ‡ āļŦāļĢāļ·āļ­āļĨāļ‡āđ‚āļ—āļĐ āļ„āļ§āļēāļĄāļĢāļąāļšāļœāļīāļ”āļ—āļąāđ‰āļ‡āļŦāļĄāļ”āļ‚āļ­āļ‡āđ€āļĢāļēāļˆāļ°āđ„āļĄāđˆāđ€āļāļīāļ™āļˆāļģāļ™āļ§āļ™āđ€āļ‡āļīāļ™āļ—āļĩāđˆāļ„āļļāļ“āļŠāļģāļĢāļ°āļˆāļĢāļīāļ‡āļŠāļģāļŦāļĢāļąāļšāļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒāđ€āļ‰āļžāļēāļ°āļ—āļĩāđˆāļāđˆāļ­āđƒāļŦāđ‰āđ€āļāļīāļ”āļāļēāļĢāđ€āļĢāļĩāļĒāļāļĢāđ‰āļ­āļ‡

9.7.2 āļāļēāļĢāļŠāļ”āđ€āļŠāļĒ āļ„āļļāļ“āļĒāļīāļ™āļĒāļ­āļĄāļ—āļĩāđˆāļˆāļ°āļŠāļ”āđ€āļŠāļĒāđāļĨāļ°āļ›āļāļ›āđ‰āļ­āļ‡āļŠāļ–āļēāļšāļąāļ™āļˆāļēāļāļāļēāļĢāđ€āļĢāļĩāļĒāļāļĢāđ‰āļ­āļ‡āđƒāļ”āđ† āļ—āļĩāđˆāđ€āļāļīāļ”āļˆāļēāļāļāļēāļĢāļĨāļ°āđ€āļĄāļīāļ”āļ‚āļ­āļ‡āļ„āļļāļ“āļŦāļĢāļ·āļ­āļāļēāļĢāđƒāļŠāđ‰āļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒ

9.8 āļšāļ—āļšāļąāļāļāļąāļ•āļīāđ€āļ‰āļžāļēāļ°āļ‚āļ­āļ‡āļŸāļĨāļ­āļĢāļīāļ”āļē (FDUTPA)

āļ„āļļāļ“āļĢāļąāļšāļ—āļĢāļēāļšāļŠāļīāļ—āļ˜āļīāđŒāļ‚āļ­āļ‡āļ„āļļāļ“āļ āļēāļĒāđƒāļ•āđ‰ Florida Deceptive and Unfair Trade Practices Act āđ€āļžāļ·āđˆāļ­āļžāļīāļˆāļēāļĢāļ“āļēāļĢāļēāļ„āļēāđ‚āļ›āļĢāđ‚āļĄāļŠāļąāđˆāļ™āđāļĨāļ°āļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļ—āļąāļ™āļ—āļĩ āļ„āļļāļ“āļŠāļĨāļ°āļŠāļīāļ—āļ˜āļīāđŒāļ‚āļ­āļ‡āļ„āļļāļ“āļ āļēāļĒāđƒāļ•āđ‰ FDUTPA āđ‚āļ”āļĒāļĢāļđāđ‰āđāļĨāļ°āļŠāļĄāļąāļ„āļĢāđƒāļˆ āļ•āļēāļĄāļ‚āļ­āļšāđ€āļ‚āļ•āļŠāļđāļ‡āļŠāļļāļ”āļ—āļĩāđˆāļāļŽāļŦāļĄāļēāļĒāļ­āļ™āļļāļāļēāļ•

9.9 āļāļēāļĢāļŠāļĨāļ°āļŠāļīāļ—āļ˜āļīāđŒāđƒāļ™āļāļēāļĢāļžāļīāļˆāļēāļĢāļ“āļēāļ„āļ”āļĩāđ‚āļ”āļĒāļ„āļ“āļ°āļĨāļđāļāļ‚āļļāļ™

āļ„āļļāļ“āđāļĨāļ°āļŠāļ–āļēāļšāļąāļ™āļŠāļĨāļ°āļŠāļīāļ—āļ˜āļīāđŒāđƒāļ™āļāļēāļĢāļžāļīāļˆāļēāļĢāļ“āļēāļ„āļ”āļĩāđ‚āļ”āļĒāļ„āļ“āļ°āļĨāļđāļāļ‚āļļāļ™āđƒāļ™āļāļĢāļ°āļšāļ§āļ™āļāļēāļĢāļ—āļēāļ‡āļāļŽāļŦāļĄāļēāļĒāđƒāļ”āđ† āļ—āļĩāđˆāđ€āļāļĩāđˆāļĒāļ§āļ‚āđ‰āļ­āļ‡āļāļąāļšāļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”āđ€āļŦāļĨāđˆāļēāļ™āļĩāđ‰āļ­āļĒāđˆāļēāļ‡āđ„āļĄāđˆāļ­āļēāļˆāđ€āļžāļīāļāļ–āļ­āļ™āđ„āļ”āđ‰

9.10 āļ­āļ™āļļāļāļēāđ‚āļ•āļ•āļļāļĨāļēāļāļēāļĢāļ—āļĩāđˆāļĄāļĩāļœāļĨāļœāļđāļāļžāļąāļ™

9.10.1 āļ‚āđ‰āļ­āļžāļīāļžāļēāļ—āđƒāļ”āđ† āļˆāļ°āļĢāļ°āļ‡āļąāļšāđ‚āļ”āļĒ āļ­āļ™āļļāļāļēāđ‚āļ•āļ•āļļāļĨāļēāļāļēāļĢāļ—āļĩāđˆāļĄāļĩāļœāļĨāļœāļđāļāļžāļąāļ™āļ•āđˆāļ­āļŦāļ™āđ‰āļēāļ­āļ™āļļāļāļēāđ‚āļ•āļ•āļļāļĨāļēāļāļēāļĢāļ„āļ™āđ€āļ”āļĩāļĒāļ§ āļ”āļģāđ€āļ™āļīāļ™āļāļēāļĢāđ‚āļ”āļĒ American Arbitration Association (AAA)

9.10.2 āļŠāļ–āļēāļ™āļ—āļĩāđˆ: Sarasota County, Florida āļŦāļĢāļ·āļ­āļœāđˆāļēāļ™āļāļēāļĢāļ›āļĢāļ°āļŠāļļāļĄāļ—āļēāļ‡āļ§āļīāļ”āļĩāđ‚āļ­āļĢāļ°āļĒāļ°āđ„āļāļĨ

9.10.3 āļāļēāļĢāļŠāļĨāļ°āļŠāļīāļ—āļ˜āļīāđŒāļāļēāļĢāļŸāđ‰āļ­āļ‡āļ„āļ”āļĩāļāļĨāļļāđˆāļĄ: āļ‚āđ‰āļ­āļžāļīāļžāļēāļ—āļˆāļ°āļ­āļ™āļļāļāļēāđ‚āļ•āļ•āļļāļĨāļēāļāļēāļĢāđ€āļ›āđ‡āļ™āļĢāļēāļĒāļšāļļāļ„āļ„āļĨāđ€āļ—āđˆāļēāļ™āļąāđ‰āļ™

9.10.4 āļŠāļīāļ—āļ˜āļīāđŒ Opt-Out: āļ„āļļāļ“āļŠāļēāļĄāļēāļĢāļ–āļĒāļāđ€āļĨāļīāļāđ„āļ”āđ‰āđ‚āļ”āļĒāļŠāđˆāļ‡āļŦāļ™āļąāļ‡āļŠāļ·āļ­āđāļˆāđ‰āļ‡āļ–āļķāļ‡ [email protected] āļ āļēāļĒāđƒāļ™ 30 āļ§āļąāļ™āļŦāļĨāļąāļ‡āļāļēāļĢāļ‹āļ·āđ‰āļ­āļ„āļĢāļąāđ‰āļ‡āđāļĢāļ

9.11 āļ„āļ§āļēāļĄāđ€āļ›āđ‡āļ™āļŠāđˆāļ§āļ™āļ•āļąāļ§āđāļĨāļ°āļāļēāļĢāļŠāļ·āđˆāļ­āļŠāļēāļĢāļ—āļēāļ‡āļ­āļīāđ€āļĨāđ‡āļāļ—āļĢāļ­āļ™āļīāļāļŠāđŒ

āļāļēāļĢāļ›āļĢāļ°āļĄāļ§āļĨāļœāļĨāļ‚āđ‰āļ­āļĄāļđāļĨāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨāļ‚āļ­āļ‡āļ„āļļāļ“āļ­āļĒāļđāđˆāļ āļēāļĒāđƒāļ•āđ‰āļ™āđ‚āļĒāļšāļēāļĒāļ„āļ§āļēāļĄāđ€āļ›āđ‡āļ™āļŠāđˆāļ§āļ™āļ•āļąāļ§āđāļĒāļāļ•āđˆāļēāļ‡āļŦāļēāļ (āļŦāļĄāļ§āļ” 12) āļŠāļģāļŦāļĢāļąāļšāļœāļđāđ‰āļ­āļĒāļđāđˆāļ­āļēāļĻāļąāļĒāđƒāļ™āļ›āļĢāļ°āđ€āļ—āļĻāđ„āļ—āļĒ āļāļēāļĢāļ›āļĢāļ°āļĄāļ§āļĨāļœāļĨāļ‚āđ‰āļ­āļĄāļđāļĨāļ”āļģāđ€āļ™āļīāļ™āļāļēāļĢāļ•āļēāļĄ āļžāļĢāļ°āļĢāļēāļŠāļšāļąāļāļāļąāļ•āļīāļ„āļļāđ‰āļĄāļ„āļĢāļ­āļ‡āļ‚āđ‰āļ­āļĄāļđāļĨāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨ āļž.āļĻ. 2562 (PDPA)

9.12 āļ­āļēāļĒāļļāļ‚āļąāđ‰āļ™āļ•āđˆāļģ

āļ„āļļāļ“āļ•āđ‰āļ­āļ‡āļĄāļĩāļ­āļēāļĒāļļāļ­āļĒāđˆāļēāļ‡āļ™āđ‰āļ­āļĒ 18 āļ›āļĩ āļŦāļēāļāļ­āļēāļĒāļļ 13-17 āļ›āļĩ āļ•āđ‰āļ­āļ‡āđ„āļ”āđ‰āļĢāļąāļšāļ„āļ§āļēāļĄāļĒāļīāļ™āļĒāļ­āļĄāđ€āļ›āđ‡āļ™āļĨāļēāļĒāļĨāļąāļāļĐāļ“āđŒāļ­āļąāļāļĐāļĢāļˆāļēāļāļœāļđāđ‰āļ›āļāļ„āļĢāļ­āļ‡

9.13 āļžāļĪāļ•āļīāļāļĢāļĢāļĄāļ‚āļ­āļ‡āļœāļđāđ‰āđƒāļŠāđ‰

āļ„āļļāļ“āļĒāļ­āļĄāļĢāļąāļšāļ—āļĩāđˆāļˆāļ°āđ„āļĄāđˆ: āđ€āļ‚āđ‰āļēāļĢāđˆāļ§āļĄāđƒāļ™āļāļīāļˆāļāļĢāļĢāļĄāļ—āļĩāđˆāļœāļīāļ”āļāļŽāļŦāļĄāļēāļĒ, āļ„āļļāļāļ„āļēāļĄāļ™āļąāļāđ€āļĢāļĩāļĒāļ™āļŦāļĢāļ·āļ­āļ—āļĩāļĄāļ‚āļ­āļ‡āļŠāļ–āļēāļšāļąāļ™, āđāļŠāļĢāđŒāļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡, āļ§āļīāļĻāļ§āļāļĢāļĢāļĄāļĒāđ‰āļ­āļ™āļāļĨāļąāļš, āļ­āļąāļ›āđ‚āļŦāļĨāļ”āļĄāļąāļĨāđāļ§āļĢāđŒ, āļĨāļ°āđ€āļĄāļīāļ”āļŠāļīāļ—āļ˜āļīāđŒāļ‚āļ­āļ‡āļšāļļāļ„āļ„āļĨāļ—āļĩāđˆāļŠāļēāļĄ

9.14 āļāļēāļĢāļĒāļļāļ•āļī

āļŠāļ–āļēāļšāļąāļ™āļŠāļēāļĄāļēāļĢāļ–āļĒāļļāļ•āļīāļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļ‚āļ­āļ‡āļ„āļļāļ“āļŠāļģāļŦāļĢāļąāļšāļāļēāļĢāļĨāļ°āđ€āļĄāļīāļ”āđƒāļ”āđ† āđ‚āļ”āļĒāđ„āļĄāđˆāļ„āļ·āļ™āđ€āļ‡āļīāļ™

9.15 āļāļŽāļŦāļĄāļēāļĒāļ—āļĩāđˆāļšāļąāļ‡āļ„āļąāļšāđƒāļŠāđ‰āđāļĨāļ°āđ€āļ‚āļ•āļ­āļģāļ™āļēāļˆ

āļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”āđ€āļŦāļĨāđˆāļēāļ™āļĩāđ‰āļ­āļĒāļđāđˆāļ āļēāļĒāđƒāļ•āđ‰āļāļŽāļŦāļĄāļēāļĒāļ‚āļ­āļ‡āļĢāļąāļāļŸāļĨāļ­āļĢāļīāļ”āļē āļŠāļŦāļĢāļąāļāļ­āđ€āļĄāļĢāļīāļāļē āļ‚āđ‰āļ­āļžāļīāļžāļēāļ—āđƒāļ”āđ† āļ—āļĩāđˆāđ„āļĄāđˆāļ­āļĒāļđāđˆāļ āļēāļĒāđƒāļ•āđ‰āļ­āļ™āļļāļāļēāđ‚āļ•āļ•āļļāļĨāļēāļāļēāļĢāļˆāļ°āļĒāļ·āđˆāļ™āđ€āļ‰āļžāļēāļ°āļ—āļĩāđˆāļĻāļēāļĨāđƒāļ™ Sarasota County, Florida

9.16 āļāļēāļĢāđāļāđ‰āđ„āļ‚āļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”

Digital Income Academy LLC āļŠāļ‡āļ§āļ™āļŠāļīāļ—āļ˜āļīāđŒāđƒāļ™āļāļēāļĢāđāļāđ‰āđ„āļ‚āļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”āđ€āļŦāļĨāđˆāļēāļ™āļĩāđ‰ āļāļēāļĢāđƒāļŠāđ‰āļ‡āļēāļ™āļ•āđˆāļ­āđ€āļ™āļ·āđˆāļ­āļ‡āļ–āļ·āļ­āđ€āļ›āđ‡āļ™āļāļēāļĢāļĒāļ­āļĄāļĢāļąāļšāļāļēāļĢāļ›āļĢāļąāļšāļ›āļĢāļļāļ‡

9.17 āđ€āļŦāļ•āļļāļŠāļļāļ”āļ§āļīāļŠāļąāļĒ

āļŠāļ–āļēāļšāļąāļ™āļˆāļ°āđ„āļĄāđˆāļĢāļąāļšāļœāļīāļ”āļ•āđˆāļ­āļ„āļ§āļēāļĄāļĨāđ‰āļĄāđ€āļŦāļĨāļ§āļˆāļēāļāđ€āļŦāļ•āļļāļāļēāļĢāļ“āđŒāļ™āļ­āļāđ€āļŦāļ™āļ·āļ­āļāļēāļĢāļ„āļ§āļšāļ„āļļāļĄ (Kajabi, Stripe, āđ‚āļĢāļ„āļĢāļ°āļšāļēāļ”, āļāļēāļĢāđ‚āļˆāļĄāļ•āļĩāļ—āļēāļ‡āđ„āļ‹āđ€āļšāļ­āļĢāđŒ āļŊāļĨāļŊ)

9.18 āđ€āļšāđ‡āļ”āđ€āļ•āļĨāđ‡āļ”

āļ‚āđ‰āļ­āļ•āļāļĨāļ‡āļŠāļĄāļšāļđāļĢāļ“āđŒ, āļāļēāļĢāđāļĒāļāļŠāđˆāļ§āļ™, āļŦāđ‰āļēāļĄāđ‚āļ­āļ™āļŠāļīāļ—āļ˜āļīāđŒ, āļāļēāļĢāļ„āļ‡āļ­āļĒāļđāđˆāļ‚āļ­āļ‡āļšāļ—āļšāļąāļāļāļąāļ•āļīāļŠāļģāļ„āļąāļ, āļŦāđ‰āļēāļĄāļŠāļĨāļ°āļŠāļīāļ—āļ˜āļīāđŒ

9.19 āļ•āļīāļ”āļ•āđˆāļ­

📧 [email protected]

Digital Income Academy LLC Sarasota County, Florida, āļŠāļŦāļĢāļąāļāļ­āđ€āļĄāļĢāļīāļāļē

10. āļ™āđ‚āļĒāļšāļēāļĒāļāļēāļĢāļ„āļ·āļ™āđ€āļ‡āļīāļ™āđāļĨāļ°āļāļēāļĢāļĒāļāđ€āļĨāļīāļ

10.1 āļāļēāļĢāļŠāđˆāļ‡āļĄāļ­āļšāļ”āļīāļˆāļīāļ—āļąāļĨāđāļĨāļ°āļ›āļĢāļ°āļāļēāļĻāļāļēāļĢāļ‚āļēāļĒāļŠāļīāđ‰āļ™āļŠāļļāļ”

10.1.1 āļāļēāļĢāļ‚āļēāļĒāļ—āļąāđ‰āļ‡āļŦāļĄāļ”āđ€āļ›āđ‡āļ™āļāļēāļĢāļ‚āļēāļĒāļŠāļīāđ‰āļ™āļŠāļļāļ” āļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒāļ—āļąāđ‰āļ‡āļŦāļĄāļ”āđ€āļ›āđ‡āļ™āļ”āļīāļˆāļīāļ—āļąāļĨāđāļĨāļ°āļŠāđˆāļ‡āļĄāļ­āļšāļ—āļąāļ™āļ—āļĩ āļ™āđ‚āļĒāļšāļēāļĒāđ„āļĄāđˆāļ„āļ·āļ™āđ€āļ‡āļīāļ™āļ­āļĒāđˆāļēāļ‡āđ€āļ„āļĢāđˆāļ‡āļ„āļĢāļąāļ”

10.1.2 āļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļ—āļąāļ™āļ—āļĩ āđ€āļĄāļ·āđˆāļ­āļ‹āļ·āđ‰āļ­āđ€āļŠāļĢāđ‡āļˆāļŠāļīāđ‰āļ™ āļ„āļļāļ“āļĢāļąāļšāļ—āļĢāļēāļšāļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļ—āļąāļ™āļ—āļĩ

10.1.3 āļŠāļĨāļ°āļŠāļīāļ—āļ˜āļīāđŒāļĢāļ°āļĒāļ°āđ€āļ§āļĨāļēāļ—āļšāļ—āļ§āļ™ āļ„āļļāļ“āļŠāļĨāļ°āļŠāļīāļ—āļ˜āļīāđŒāļ­āļĒāđˆāļēāļ‡āļŠāļąāļ”āđāļˆāđ‰āļ‡āđƒāļ™āļāļēāļĢāļ‚āļ­ "āļĢāļ°āļĒāļ°āđ€āļ§āļĨāļēāļ—āļšāļ—āļ§āļ™" āļŦāļĢāļ·āļ­āļāļēāļĢāļ„āļ·āļ™āđ€āļ‡āļīāļ™

10.1.4 āļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļ•āļĨāļ­āļ”āļŠāļĩāļ§āļīāļ• āļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āđ€āļ™āļ·āđ‰āļ­āļŦāļēāļ•āļĨāļ­āļ”āļŠāļĩāļ§āļīāļ• (āļ‚āļķāđ‰āļ™āļ­āļĒāļđāđˆāļāļąāļšāļ„āļ§āļēāļĄāļ•āđˆāļ­āđ€āļ™āļ·āđˆāļ­āļ‡āļ‚āļ­āļ‡āđāļžāļĨāļ•āļŸāļ­āļĢāđŒāļĄ Kajabi)

10.2 āđ€āļ‡āļ·āđˆāļ­āļ™āđ„āļ‚āđ„āļĄāđˆāļ„āļ·āļ™āđ€āļ‡āļīāļ™

āđ„āļĄāđˆāļĄāļĩāļāļēāļĢāļ„āļ·āļ™āđ€āļ‡āļīāļ™āļŠāļģāļŦāļĢāļąāļš:

  • āļāļēāļĢāđ€āļ›āļĨāļĩāđˆāļĒāļ™āđƒāļˆāļŦāļĢāļ·āļ­āļŠāļ–āļēāļ™āļ°āļāļēāļĢāđ€āļ‡āļīāļ™āļŠāđˆāļ§āļ™āļ•āļąāļ§
  • āđ„āļĄāđˆāļĄāļĩāđ€āļ§āļĨāļēāđ€āļĢāļĩāļĒāļ™āđ€āļ™āļ·āđ‰āļ­āļŦāļē
  • āđ„āļĄāđˆāđ€āļ‚āđ‰āļēāļĢāđˆāļ§āļĄāđ€āļ‹āļŠāļŠāļąāđˆāļ™āļŠāļ”
  • āļ›āļąāļāļŦāļēāļ—āļēāļ‡āđ€āļ—āļ„āļ™āļīāļ„āļ‚āļ­āļ‡āļœāļđāđ‰āđƒāļŠāđ‰
  • āđ„āļĄāđˆāļšāļĢāļĢāļĨāļļāļœāļĨāļĨāļąāļžāļ˜āđŒ
  • āļ„āļ§āļēāļĄāđ„āļĄāđˆāļžāļ­āđƒāļˆāđƒāļ™āļŠāđ„āļ•āļĨāđŒ āļĢāļđāļ›āđāļšāļš āļŦāļĢāļ·āļ­āļ„āļ§āļēāļĄāđ€āļĢāđ‡āļ§
  • āļ•āļąāļ”āļŠāļīāļ™āđƒāļˆāđ„āļĄāđˆāđ€āļĢāļĩāļĒāļ™āļ•āđˆāļ­
  • āļ„āļ§āļēāļĄāļ„āļēāļ”āļŦāļ§āļąāļ‡āļ—āļĩāđˆāđ„āļĄāđˆāđ„āļ”āđ‰āđāļˆāđ‰āļ‡āđ€āļ›āđ‡āļ™āļĨāļēāļĒāļĨāļąāļāļĐāļ“āđŒāļ­āļąāļāļĐāļĢāļāđˆāļ­āļ™āļ‹āļ·āđ‰āļ­

10.3 āđāļœāļ™āļœāđˆāļ­āļ™āļŠāļģāļĢāļ°

10.3.1 āļ āļēāļĢāļ°āļœāļđāļāļžāļąāļ™āļ—āļēāļ‡āļāļŽāļŦāļĄāļēāļĒ āļāļēāļĢāļ‹āļ·āđ‰āļ­āđāļšāļšāļœāđˆāļ­āļ™āļŠāļģāļĢāļ°āļĄāļĩāļœāļĨāļœāļđāļāļžāļąāļ™āļ—āļēāļ‡āļāļŽāļŦāļĄāļēāļĒ āļ„āļļāļ“āļ•āđ‰āļ­āļ‡āļŠāļģāļĢāļ°āļ‡āļ§āļ”āļ—āļąāđ‰āļ‡āļŦāļĄāļ” āđ„āļĄāđˆāđƒāļŠāđˆāļāļēāļĢāļŠāļĄāļąāļ„āļĢāļŠāļĄāļēāļŠāļīāļāļ—āļĩāđˆāļĒāļāđ€āļĨāļīāļāđ„āļ”āđ‰āļ—āļļāļāđ€āļĄāļ·āđˆāļ­

10.3.2 āļāļēāļĢāļœāļīāļ”āļ™āļąāļ” āļāļēāļĢāđ„āļĄāđˆāļŠāļģāļĢāļ°āļ‡āļ§āļ”āļ—āļģāđƒāļŦāđ‰ āđ€āļžāļīāļāļ–āļ­āļ™āļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļ—āļąāļ™āļ—āļĩ āđ‚āļ”āļĒāđ„āļĄāđˆāļ›āļĨāļ”āđ€āļ›āļĨāļ·āđ‰āļ­āļ‡āļ āļēāļĢāļ°āļœāļđāļāļžāļąāļ™āđƒāļ™āļāļēāļĢāļŠāļģāļĢāļ°āļĒāļ­āļ”āļ„āļ‡āđ€āļŦāļĨāļ·āļ­

10.3.3 āļ‚āđ‰āļ­āļāļģāļŦāļ™āļ”āđ€āļĢāđˆāļ‡āļĢāļąāļ” āļŦāļēāļāļ‡āļ§āļ”āļĨāđˆāļēāļŠāđ‰āļēāļĄāļēāļāļāļ§āđˆāļē 7 āļ§āļąāļ™ āđ€āļĢāļēāļŠāļēāļĄāļēāļĢāļ–āđ€āļĢāļĩāļĒāļāļĢāđ‰āļ­āļ‡āļāļēāļĢāļŠāļģāļĢāļ°āđ€āļ‡āļīāļ™āļĒāļ­āļ”āļ„āļ‡āđ€āļŦāļĨāļ·āļ­āļ—āļąāđ‰āļ‡āļŦāļĄāļ”āļ—āļąāļ™āļ—āļĩ

10.3.4 āļāļēāļĢāļ•āļīāļ”āļ•āļēāļĄāļŦāļ™āļĩāđ‰ āđ€āļĢāļēāļ­āļēāļˆāļ”āļģāđ€āļ™āļīāļ™āļāļēāļĢ: āļāļēāļĢāđ€āļĢāļĩāļĒāļāđ€āļāđ‡āļšāļœāđˆāļēāļ™āļŦāļ™āđˆāļ§āļĒāļ‡āļēāļ™, āļĢāļēāļĒāļ‡āļēāļ™āđ„āļ›āļĒāļąāļ‡āđ€āļ„āļĢāļ”āļīāļ•āļšāļđāđ‚āļĢ, āļ”āļģāđ€āļ™āļīāļ™āļ„āļ”āļĩāļ•āļēāļĄāļāļŽāļŦāļĄāļēāļĒ

10.4 āļ‚āđ‰āļ­āļžāļīāļžāļēāļ—āđāļĨāļ° Chargebacks

10.4.1 āļāļēāļĢāđāļˆāđ‰āļ‡āļ­āļĒāđˆāļēāļ‡āđ€āļ›āđ‡āļ™āļ—āļēāļ‡āļāļēāļĢ āļāđˆāļ­āļ™āđ€āļĢāļīāđˆāļĄ chargeback āļ„āļļāļ“āļ•āđ‰āļ­āļ‡āļ•āļīāļ”āļ•āđˆāļ­ [email protected] āđāļĨāļ°āđƒāļŦāđ‰āđ€āļ§āļĨāļēāļ­āļĒāđˆāļēāļ‡āļ™āđ‰āļ­āļĒ 7 āļ§āļąāļ™āļ—āļģāļāļēāļĢ

10.4.2 āļŦāļĨāļąāļāļāļēāļ™āļāļēāļĢāļĒāļ­āļĄāļĢāļąāļš āļāļēāļĢāļĒāļ­āļĄāļĢāļąāļšāđāļšāļš clickwrap āļ‚āļ­āļ‡āļ„āļļāļ“āļ„āļ·āļ­āļŦāļĨāļąāļāļāļēāļ™āļ—āļēāļ‡āļāļŽāļŦāļĄāļēāļĒāļ—āļĩāđˆāļĄāļĩāļœāļĨāļœāļđāļāļžāļąāļ™

10.4.3 āļāļēāļĢāđ‚āļ•āđ‰āđāļĒāđ‰āļ‡ āđ€āļĢāļēāļˆāļ°āđ‚āļ•āđ‰āđāļĒāđ‰āļ‡ chargebacks āļ—āļĩāđˆāļ–āļ·āļ­āļ§āđˆāļēāđ€āļ›āđ‡āļ™āļāļēāļĢāļ‰āđ‰āļ­āđ‚āļāļ‡

10.4.4 āļšāļąāļāļŠāļĩāļ”āļģ Chargebacks āļ‰āđ‰āļ­āđ‚āļāļ‡āļ­āļēāļˆāļŠāđˆāļ‡āļœāļĨāđƒāļŦāđ‰āļŦāđ‰āļēāļĄāļ–āļēāļ§āļĢ āđāļĨāļ°āļ”āļģāđ€āļ™āļīāļ™āļ„āļ”āļĩāļ•āļēāļĄāļāļŽāļŦāļĄāļēāļĒ

10.5 āļāļēāļĢāļ›āļāļīāļšāļąāļ•āļīāļ•āļēāļĄāļāļŽāļŦāļĄāļēāļĒāļŸāļĨāļ­āļĢāļīāļ”āļē (FDUTPA)

10.5.1 āļ›āļĢāļ°āļāļēāļĻāļ—āļĩāđˆāļŠāļąāļ”āđ€āļˆāļ™ āļ™āđ‚āļĒāļšāļēāļĒāļ™āļĩāđ‰āđƒāļŦāđ‰ "āļ›āļĢāļ°āļāļēāļĻāļ—āļĩāđˆāđ€āļ›āđ‡āļ™āļ˜āļĢāļĢāļĄ" āļ āļēāļĒāđƒāļ•āđ‰ FDUTPA āļ‚āđ‰āļ­āļˆāļģāļāļąāļ”āļāļēāļĢāļ„āļ·āļ™āđ€āļ‡āļīāļ™āļŠāļąāļ”āđ€āļˆāļ™āļāđˆāļ­āļ™āļ‹āļ·āđ‰āļ­

10.5.2 āļ„āļ§āļēāļĄāļĢāļąāļšāļœāļīāļ”āļˆāļģāļāļąāļ” āļāļēāļĢāđ€āļĢāļĩāļĒāļāļĢāđ‰āļ­āļ‡āļŠāļģāļŦāļĢāļąāļšāļ‚āđ‰āļ­āļœāļīāļ”āļžāļĨāļēāļ”āđƒāļ™āđ€āļ™āļ·āđ‰āļ­āļŦāļēāļˆāļģāļāļąāļ”āļ—āļĩāđˆāļāļēāļĢāđāļāđ‰āđ„āļ‚ āđ„āļĄāđˆāļĄāļĩāļāļēāļĢāļ„āļ·āļ™āđ€āļ‡āļīāļ™

10.6 āļ‚āđ‰āļ­āļĒāļāđ€āļ§āđ‰āļ™āļˆāļģāļāļąāļ”

10.6.1 āļ‚āđ‰āļ­āļĒāļāđ€āļ§āđ‰āļ™āļ—āļĩāđˆāļĄāļĩāļ„āļļāļ“āļŠāļĄāļšāļąāļ•āļī

(a) āļ„āļ§āļēāļĄāļĨāđ‰āļĄāđ€āļŦāļĨāļ§āļ—āļēāļ‡āđ€āļ—āļ„āļ™āļīāļ„āļ‚āļ­āļ‡āļŠāļ–āļēāļšāļąāļ™ āđāļžāļĨāļ•āļŸāļ­āļĢāđŒāļĄāļĨāđ‰āļĄāđ€āļŦāļĨāļ§āļĄāļēāļāļāļ§āđˆāļē 7 āļ§āļąāļ™āļ•āļīāļ”āļ•āđˆāļ­āļāļąāļ™ āđāļˆāđ‰āļ‡āļ āļēāļĒāđƒāļ™āđ€āļ§āļĨāļē āđ„āļĄāđˆāđāļāđ‰āđ„āļ‚āđƒāļ™ 7 āļ§āļąāļ™āđ€āļžāļīāđˆāļĄāđ€āļ•āļīāļĄ → āļ„āļ·āļ™āđ€āļ‡āļīāļ™āļ•āļēāļĄāļŠāļąāļ”āļŠāđˆāļ§āļ™

(b) āļāļēāļĢāļ‹āļ·āđ‰āļ­āļ‹āđ‰āļģāđ‚āļ”āļĒāļ­āļļāļšāļąāļ•āļīāđ€āļŦāļ•āļļ āļāļēāļĢāļ‹āļ·āđ‰āļ­āđ‚āļ”āļĒāļ­āļļāļšāļąāļ•āļīāđ€āļŦāļ•āļļāļ‚āļ­āļ‡āļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒāđ€āļ”āļĩāļĒāļ§āļāļąāļ™āđƒāļ™ 24 āļŠāļąāđˆāļ§āđ‚āļĄāļ‡ āđ„āļĄāđˆāļĄāļĩāļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļĢāļēāļĒāļāļēāļĢāļ‹āđ‰āļģ → āļ„āļ·āļ™āđ€āļ‡āļīāļ™āļĢāļēāļĒāļāļēāļĢāļ‹āđ‰āļģ

(c) āļāļēāļĢāļŠāļģāļĢāļ°āđ€āļ‡āļīāļ™āļ—āļĩāđˆāđ„āļĄāđˆāđ„āļ”āđ‰āļĢāļąāļšāļ­āļ™āļļāļāļēāļ• āļŦāļĨāļąāļāļāļēāļ™āļāļēāļĢāļ‰āđ‰āļ­āđ‚āļāļ‡ (āļšāļąāļ•āļĢāļ–āļđāļāļ‚āđ‚āļĄāļĒ) + āļĢāļēāļĒāļ‡āļēāļ™āļ•āļģāļĢāļ§āļˆ → āļ„āļ·āļ™āđ€āļ‡āļīāļ™āļŦāļēāļāļĒāļ·āļ™āļĒāļąāļ™āļāļēāļĢāļ‰āđ‰āļ­āđ‚āļāļ‡

10.6.2 āļŠāļ–āļēāļ™āļāļēāļĢāļ“āđŒāļ—āļĩāđˆāđ„āļĄāđˆāļ„āļ·āļ™āđ€āļ‡āļīāļ™

āđ€āļ›āļĨāļĩāđˆāļĒāļ™āđƒāļˆ, āđ„āļĄāđˆāļžāļ­āđƒāļˆ, āđ„āļĄāđˆāļšāļĢāļĢāļĨāļļāļœāļĨ, āļ›āļąāļāļŦāļēāļ—āļēāļ‡āđ€āļ—āļ„āļ™āļīāļ„āļ‚āļ­āļ‡āļœāļđāđ‰āđƒāļŠāđ‰, āđ„āļĄāđˆāļŠāļēāļĄāļēāļĢāļ–āđ€āļ‚āđ‰āļēāļĢāđˆāļ§āļĄ, āļāļēāļĢāđ€āļ›āļĨāļĩāđˆāļĒāļ™āđāļ›āļĨāļ‡āļ—āļēāļ‡āđ€āļĻāļĢāļĐāļāļāļīāļˆ, āļāļēāļĢāļ‹āļ·āđ‰āļ­āļˆāļēāļāļ­āļēāļĢāļĄāļ“āđŒ

10.6.3 āļ‚āļąāđ‰āļ™āļ•āļ­āļ™

  1. āļŠāđˆāļ‡āļ„āļģāļ‚āļ­āđ„āļ›āļ—āļĩāđˆ [email protected] āļ āļēāļĒāđƒāļ™ 7 āļ§āļąāļ™
  2. āļŦāļąāļ§āļ‚āđ‰āļ­: "Refund Request - Qualifying Exception"
  3. āļĢāļ°āļšāļļ: āļŠāļ·āđˆāļ­-āļ™āļēāļĄāļŠāļāļļāļĨ, āļ­āļĩāđ€āļĄāļĨ, āļ§āļąāļ™āļ—āļĩāđˆ/āļˆāļģāļ™āļ§āļ™āđ€āļ‡āļīāļ™, āļ„āļģāļ­āļ˜āļīāļšāļēāļĒ, āđ€āļ­āļāļŠāļēāļĢāļ›āļĢāļ°āļāļ­āļš
  4. āļĢāļ°āļĒāļ°āđ€āļ§āļĨāļēāļ•āļĢāļ§āļˆāļŠāļ­āļš: āļŠāļđāļ‡āļŠāļļāļ” 15 āļ§āļąāļ™āļ—āļģāļāļēāļĢ
  5. āļāļēāļĢāļ•āļąāļ”āļŠāļīāļ™āđƒāļˆāđ€āļ›āđ‡āļ™āļ—āļĩāđˆāļŠāļīāđ‰āļ™āļŠāļļāļ”āđāļĨāļ°āļœāļđāļāļžāļąāļ™

10.7 āļāļŽāļŦāļĄāļēāļĒāļ—āļĩāđˆāļšāļąāļ‡āļ„āļąāļšāđƒāļŠāđ‰

āļāļŽāļŦāļĄāļēāļĒāļ‚āļ­āļ‡āļĢāļąāļāļŸāļĨāļ­āļĢāļīāļ”āļē āļĻāļēāļĨāđƒāļ™ Sarasota County, Florida

10.8 āļ•āļīāļ”āļ•āđˆāļ­

📧 [email protected]

Digital Income Academy LLC

11. āļ„āļģāļŠāļĩāđ‰āđāļˆāļ‡āļœāļĨāļĨāļąāļžāļ˜āđŒāđāļĨāļ°āļĢāļēāļĒāđ„āļ”āđ‰

11.1 āđ€āļžāļ·āđˆāļ­āļ§āļąāļ•āļ–āļļāļ›āļĢāļ°āļŠāļ‡āļ„āđŒāļ—āļēāļ‡āļāļēāļĢāļĻāļķāļāļĐāļēāđ€āļ—āđˆāļēāļ™āļąāđ‰āļ™

āļŠāļ·āđˆāļ­āļ—āļąāđ‰āļ‡āļŦāļĄāļ”āļˆāļēāļ Digital Income Academy LLC āđ€āļ›āđ‡āļ™ āđ€āļžāļ·āđˆāļ­āļ§āļąāļ•āļ–āļļāļ›āļĢāļ°āļŠāļ‡āļ„āđŒāļ—āļēāļ‡āļāļēāļĢāļĻāļķāļāļĐāļēāđāļĨāļ°āļ‚āđ‰āļ­āļĄāļđāļĨāđ€āļ—āđˆāļēāļ™āļąāđ‰āļ™

āđ„āļĄāđˆāļĄāļĩāļŠāļīāđˆāļ‡āđƒāļ”āđƒāļ™āļšāļĢāļīāļāļēāļĢāļ—āļĩāđˆāļ–āļ·āļ­āđ€āļ›āđ‡āļ™:

  • āļ„āļģāđāļ™āļ°āļ™āļģāļ—āļēāļ‡āļāļēāļĢāđ€āļ‡āļīāļ™āļĄāļ·āļ­āļ­āļēāļŠāļĩāļž
  • āļ„āļģāđāļ™āļ°āļ™āļģāļ—āļēāļ‡āļāļŽāļŦāļĄāļēāļĒāļĄāļ·āļ­āļ­āļēāļŠāļĩāļž
  • āļ„āļģāđāļ™āļ°āļ™āļģāļ—āļēāļ‡āļ āļēāļĐāļĩ
  • āļ„āļģāđāļ™āļ°āļ™āļģāļ­āļēāļŠāļĩāļžāļĄāļ·āļ­āļ­āļēāļŠāļĩāļž
  • āļ„āļģāđāļ™āļ°āļ™āļģāļāļēāļĢāļĨāļ‡āļ—āļļāļ™āđ€āļ‰āļžāļēāļ°
  • āļāļēāļĢāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™āļāļēāļĢāļˆāđ‰āļēāļ‡āļ‡āļēāļ™āļŦāļĢāļ·āļ­āļĢāļēāļĒāđ„āļ”āđ‰

11.2 āđ„āļĄāđˆāļĄāļĩāļāļēāļĢāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™āļœāļĨāļĨāļąāļžāļ˜āđŒāļŦāļĢāļ·āļ­āļĢāļēāļĒāđ„āļ”āđ‰

Digital Income Academy LLC āđ„āļĄāđˆāļ—āļģāļāļēāļĢāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™ āļ„āļģāļŠāļĩāđ‰āđāļˆāļ‡ āļŦāļĢāļ·āļ­āļ„āļģāļŠāļąāļāļāļēāđƒāļ”āđ† āđ€āļāļĩāđˆāļĒāļ§āļāļąāļš:

  • āļœāļĨāļĨāļąāļžāļ˜āđŒāđ€āļ‰āļžāļēāļ°
  • āļĢāļ°āļ”āļąāļšāļĢāļēāļĒāđ„āļ”āđ‰āđ€āļ‰āļžāļēāļ°
  • āļāļēāļĢāļˆāđ‰āļēāļ‡āļ‡āļēāļ™āļŦāļĢāļ·āļ­āļāļēāļĢāđ€āļ›āļĨāļĩāđˆāļĒāļ™āļ­āļēāļŠāļĩāļž
  • āļāļģāđ„āļĢāļ—āļēāļ‡āļāļēāļĢāđ€āļ‡āļīāļ™āđƒāļ”āđ†
  • āļāļēāļĢāļāļđāđ‰āļ„āļ·āļ™āļāļēāļĢāļĨāļ‡āļ—āļļāļ™
  • āļ„āļ§āļēāļĄāļŠāļģāđ€āļĢāđ‡āļˆāđƒāļ™āđ‚āļ‹āđ€āļŠāļĩāļĒāļĨāļĄāļĩāđ€āļ”āļĩāļĒāļŦāļĢāļ·āļ­āļœāļđāđ‰āļ›āļĢāļ°āļāļ­āļšāļāļēāļĢ

⚠ïļ āđ€āļĢāļēāđ„āļĄāđˆāļŠāļąāļāļāļēāļĢāļēāļĒāđ„āļ”āđ‰āđƒāļ”āđ† āļ•āļąāļ§āđ€āļĨāļ‚āđƒāļ”āđ† āļ—āļĩāđˆāđāļŠāļ”āļ‡āđƒāļ™āļŠāļ·āđˆāļ­āđ‚āļ›āļĢāđ‚āļĄāļ— āļ„āļģāļĢāļąāļšāļĢāļ­āļ‡ āļŦāļĢāļ·āļ­āļ āļēāļžāļŦāļ™āđ‰āļēāļˆāļ­āđ€āļ›āđ‡āļ™āđ€āļžāļĩāļĒāļ‡āļ•āļąāļ§āļ­āļĒāđˆāļēāļ‡āđ€āļ—āđˆāļēāļ™āļąāđ‰āļ™ āđāļĨāļ°āđ„āļĄāđˆāđ„āļ”āđ‰āđāļŠāļ”āļ‡āļœāļĨāļĨāļąāļžāļ˜āđŒāļ—āļąāđˆāļ§āđ„āļ› āđ€āļ‰āļĨāļĩāđˆāļĒ āļŦāļĢāļ·āļ­āļ„āļēāļ”āļŦāļ§āļąāļ‡āļŠāļģāļŦāļĢāļąāļšāļ™āļąāļāđ€āļĢāļĩāļĒāļ™āļ‚āļ­āļ‡āđ€āļĢāļē

11.2.1 āļ„āļ§āļēāļĄāļžāļĒāļēāļĒāļēāļĄāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨ

āļœāļĨāļĨāļąāļžāļ˜āđŒāļ‚āļ­āļ‡āļ„āļļāļ“āļ‚āļķāđ‰āļ™āļ­āļĒāļđāđˆāļāļąāļš:

  • āļ—āļąāļāļĐāļ° āļ›āļĢāļ°āļŠāļšāļāļēāļĢāļ“āđŒ āļ„āļ§āļēāļĄāļĢāļđāđ‰āļ—āļĩāđˆāļĄāļĩāļĄāļēāļāđˆāļ­āļ™
  • āļ„āļ§āļēāļĄāļ—āļļāđˆāļĄāđ€āļ— āđ€āļ§āļĨāļēāļ—āļĩāđˆāļĨāļ‡āļ—āļļāļ™ āļ„āļ§āļēāļĄāļŠāļĄāđˆāļģāđ€āļŠāļĄāļ­
  • āļ—āļĢāļąāļžāļĒāļēāļāļĢāļ—āļēāļ‡āđ€āļĻāļĢāļĐāļāļāļīāļˆ āļ—āļļāļ™āļ—āļēāļ‡āļŠāļąāļ‡āļ„āļĄ āđ€āļ„āļĢāļ·āļ­āļ‚āđˆāļēāļĒ
  • āļāļēāļĢāļ•āļąāļ”āļŠāļīāļ™āđƒāļˆ āļāļēāļĢāļāļĢāļ°āļ—āļģ āļāļēāļĢāļ”āļģāđ€āļ™āļīāļ™āļāļēāļĢāļ­āļĒāđˆāļēāļ‡āļ­āļīāļŠāļĢāļ°
  • āļ„āļ§āļēāļĄāļŠāļēāļĄāļēāļĢāļ–āđƒāļ™āļāļēāļĢāļ›āļĢāļąāļšāļ•āļąāļ§
  • āļ›āļąāļˆāļˆāļąāļĒāļŠāđˆāļ§āļ™āļ•āļąāļ§ āļ„āļĢāļ­āļšāļ„āļĢāļąāļ§ āļŠāļļāļ‚āļ āļēāļž
  • āļ›āļąāļˆāļˆāļąāļĒāļ āļēāļĒāļ™āļ­āļāļ—āļĩāđˆāļ­āļĒāļđāđˆāļ™āļ­āļāđ€āļŦāļ™āļ·āļ­āļāļēāļĢāļ„āļ§āļšāļ„āļļāļĄāļ‚āļ­āļ‡āļŠāļ–āļēāļšāļąāļ™āđ‚āļ”āļĒāļŠāļīāđ‰āļ™āđ€āļŠāļīāļ‡

11.2.2 āļ•āļąāļ§āđāļ›āļĢāļ‚āļ­āļ‡āļ•āļĨāļēāļ”

āļ•āļĨāļēāļ”āļāļēāļĢāļĻāļķāļāļĐāļēāļ”āļīāļˆāļīāļ—āļąāļĨ āđ‚āļ‹āđ€āļŠāļĩāļĒāļĨāļĄāļĩāđ€āļ”āļĩāļĒāļĄāļēāļĢāđŒāđ€āļāđ‡āļ•āļ•āļīāđ‰āļ‡ UGC, TikTok Shop, Etsy, āđ‚āļ›āļĢāđāļāļĢāļĄāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ• āđāļĨāļ°āļ­āļĩāļ„āļ­āļĄāđ€āļĄāļīāļĢāđŒāļ‹āļ­āļĒāļđāđˆāļ āļēāļĒāđƒāļ•āđ‰: āļāļēāļĢāđāļ‚āđˆāļ‡āļ‚āļąāļ™āļ—āļĩāđˆāļĢāļļāļ™āđāļĢāļ‡ āļāļēāļĢāđ€āļ›āļĨāļĩāđˆāļĒāļ™āđāļ›āļĨāļ‡āļ”āđ‰āļēāļ™āļāļŽāļĢāļ°āđ€āļšāļĩāļĒāļš (FTC, MOCAA āđƒāļ™āđ„āļ—āļĒ) āļāļēāļĢāđ€āļ›āļĨāļĩāđˆāļĒāļ™āđāļ›āļĨāļ‡āļ­āļąāļĨāļāļ­āļĢāļīāļ—āļķāļĄ āļ™āđ‚āļĒāļšāļēāļĒāđāļžāļĨāļ•āļŸāļ­āļĢāđŒāļĄ āļ•āļĨāļēāļ”āļ­āļīāđˆāļĄāļ•āļąāļ§ āļ„āļ§āļēāļĄāļœāļąāļ™āļœāļ§āļ™āļ—āļēāļ‡āđ€āļĻāļĢāļĐāļāļāļīāļˆ

11.2.3 āđ„āļĄāđˆāļĄāļĩāļ„āļģāļŠāļąāļāļāļē

āļ•āļąāļ§āļ­āļĒāđˆāļēāļ‡āļ‚āļ­āļ‡āļœāļĨāļĨāļąāļžāļ˜āđŒāđƒāļ”āđ† āđ€āļ›āđ‡āļ™ āđ€āļžāļĩāļĒāļ‡āļ•āļąāļ§āļ­āļĒāđˆāļēāļ‡ āđāļĨāļ°āđ„āļĄāđˆāđ„āļ”āđ‰āđāļŠāļ”āļ‡āļœāļĨāļĨāļąāļžāļ˜āđŒāļ—āļąāđˆāļ§āđ„āļ›

11.3 āļ„āļģāļĢāļąāļšāļĢāļ­āļ‡āđāļĨāļ°āļ•āļąāļ§āļ­āļĒāđˆāļēāļ‡

11.3.1 āļœāļĨāļĨāļąāļžāļ˜āđŒāđ„āļĄāđˆāđƒāļŠāđˆāļ„āđˆāļēāļ—āļąāđˆāļ§āđ„āļ›

āļ„āļģāļĢāļąāļšāļĢāļ­āļ‡āļŠāļ°āļ—āđ‰āļ­āļ™ āļ›āļĢāļ°āļŠāļšāļāļēāļĢāļ“āđŒāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨāđāļĨāļ°āđ€āļŠāļīāļ‡āļ­āļąāļ•āļ§āļīāļŠāļąāļĒāđ€āļ—āđˆāļēāļ™āļąāđ‰āļ™ āđ„āļĄāđˆāđƒāļŠāđˆāļœāļĨāļĨāļąāļžāļ˜āđŒāđ€āļ‰āļĨāļĩāđˆāļĒāļŦāļĢāļ·āļ­āļ—āļąāđˆāļ§āđ„āļ›

āļ„āļ™āļŠāđˆāļ§āļ™āđƒāļŦāļāđˆāļ—āļĩāđˆāļ‹āļ·āđ‰āļ­āđ‚āļ›āļĢāđāļāļĢāļĄāļāļēāļĢāļĻāļķāļāļĐāļēāļ”āļīāļˆāļīāļ—āļąāļĨāļ›āļĢāļ°āđ€āļ āļ—āļ™āļĩāđ‰:

  • āđ„āļĄāđˆāđ€āļĢāļĩāļĒāļ™āđ‚āļ›āļĢāđāļāļĢāļĄāļˆāļ™āļˆāļš
  • āđ„āļĄāđˆāļšāļĢāļĢāļĨāļļāļœāļĨāļ—āļēāļ‡āļāļēāļĢāđ€āļ‡āļīāļ™āļ—āļĩāđˆāļŠāļģāļ„āļąāļ
  • āđ„āļĄāđˆāļˆāļģāļĨāļ­āļ‡āļœāļĨāļĨāļąāļžāļ˜āđŒāļ—āļĩāđˆāđāļŠāļ”āļ‡āđƒāļ™āļ„āļģāļĢāļąāļšāļĢāļ­āļ‡
  • āļ­āļēāļˆāđ„āļĄāđˆāļāļđāđ‰āļ„āļ·āļ™āļāļēāļĢāļĨāļ‡āļ—āļļāļ™āđ€āļĢāļīāđˆāļĄāļ•āđ‰āļ™

11.3.2 āđ„āļĄāđˆāļĄāļĩāļāļēāļĢāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™āļāļēāļĢāļˆāļģāļĨāļ­āļ‡

āļ„āļļāļ“āđ„āļĄāđˆāļ„āļ§āļĢāļ„āļēāļ”āļŦāļ§āļąāļ‡āļ—āļĩāđˆāļˆāļ°āļšāļĢāļĢāļĨāļļāļœāļĨāļĨāļąāļžāļ˜āđŒāļ—āļĩāđˆāļ„āļĨāđ‰āļēāļĒāļ„āļĨāļķāļ‡ āļœāļĨāļĨāļąāļžāļ˜āđŒāļˆāļ°āđāļ•āļāļ•āđˆāļēāļ‡āļāļąāļ™āļ­āļĒāđˆāļēāļ‡āļĄāļēāļāļ•āļēāļĄāļ›āļąāļˆāļˆāļąāļĒāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨ

11.3.3 āļāļēāļĢāđ€āļ›āļīāļ”āđ€āļœāļĒāļ„āļ§āļēāļĄāļŠāļąāļĄāļžāļąāļ™āļ˜āđŒāļ—āļēāļ‡āļ§āļąāļ•āļ–āļļ

āļœāļđāđ‰āļŠāļ™āļąāļšāļŠāļ™āļļāļ™āļšāļēāļ‡āļ„āļ™āļ­āļēāļˆāļĄāļĩāļ„āļ§āļēāļĄāļŠāļąāļĄāļžāļąāļ™āļ˜āđŒāļ—āļēāļ‡āļ§āļąāļ•āļ–āļļāļāļąāļšāļŠāļ–āļēāļšāļąāļ™ (āđ€āļ‚āđ‰āļēāļĢāđˆāļ§āļĄāđ‚āļ›āļĢāđāļāļĢāļĄāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•, āļ„āđˆāļēāļ•āļ­āļšāđāļ—āļ™, āļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļŸāļĢāļĩ, āļ„āļ§āļēāļĄāļŠāļąāļĄāļžāļąāļ™āļ˜āđŒāļ—āļēāļ‡āļ­āļēāļŠāļĩāļž) āđ€āļ›āļīāļ”āđ€āļœāļĒāļ•āļēāļĄāđāļ™āļ§āļ—āļēāļ‡ FTC (16 CFR āļŠāđˆāļ§āļ™ 255)

11.4 āļ‚āđ‰āļ­āļ„āļ§āļēāļĄāļ—āļĩāđˆāđ€āļ›āđ‡āļ™āļāļēāļĢāļ„āļēāļ”āļāļēāļĢāļ“āđŒ

āļŠāļ·āđˆāļ­āļ‚āļ­āļ‡āļŠāļ–āļēāļšāļąāļ™āļ­āļēāļˆāļĄāļĩāļ‚āđ‰āļ­āļ„āļ§āļēāļĄāđ€āļāļĩāđˆāļĒāļ§āļāļąāļšāļœāļĨāļĨāļąāļžāļ˜āđŒāļ—āļĩāđˆāđ€āļ›āđ‡āļ™āđ„āļ›āđ„āļ”āđ‰āļŦāļĢāļ·āļ­āļĢāļēāļĒāđ„āļ”āđ‰āļ—āļĩāđˆāđ€āļ›āđ‡āļ™āđ„āļ›āđ„āļ”āđ‰ ("āļ‚āđ‰āļ­āļ„āļ§āļēāļĄāļ—āļĩāđˆāđ€āļ›āđ‡āļ™āļāļēāļĢāļ„āļēāļ”āļāļēāļĢāļ“āđŒ") āļ‚āđ‰āļ­āļ„āļ§āļēāļĄāđ€āļŦāļĨāđˆāļēāļ™āļĩāđ‰:

  • āļŠāļ°āļ—āđ‰āļ­āļ™ āļ„āļ§āļēāļĄāļ„āļīāļ”āđ€āļŦāđ‡āļ™ āļāļēāļĢāļ„āļēāļ”āļāļēāļĢāļ“āđŒ āļŦāļĢāļ·āļ­āļāļēāļĢāļžāļĒāļēāļāļĢāļ“āđŒ āđ€āļ—āđˆāļēāļ™āļąāđ‰āļ™
  • āđ„āļĄāđˆāđƒāļŠāđˆāļāļēāļĢāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™ āđƒāļ”āđ†
  • āļĢāļ°āļšāļļāđ„āļ”āđ‰āļ”āđ‰āļ§āļĒāļ„āļģāđ€āļŠāđˆāļ™: "āļ„āļēāļ”āļāļēāļĢāļ“āđŒ", "āļ›āļĢāļ°āļĄāļēāļ“", "āļ„āļēāļ”āļŦāļ§āļąāļ‡", "āļ­āļēāļˆ", "āļˆāļīāļ™āļ•āļ™āļēāļāļēāļĢ", "āļ­āļ™āļēāļ„āļ•"

11.5 āļāļēāļĢāļĒāļ­āļĄāļĢāļąāļšāļ„āļ§āļēāļĄāđ€āļŠāļĩāđˆāļĒāļ‡

āđƒāļ™āļāļēāļĢāđƒāļŠāđ‰āļšāļĢāļīāļāļēāļĢāļ‚āļ­āļ‡āđ€āļĢāļē āļ„āļļāļ“āļĢāļąāļšāļ—āļĢāļēāļšāđāļĨāļ°āļĒāļ­āļĄāļĢāļąāļš:

  • āļāļēāļĢāļ›āļĢāļ°āļāļ­āļšāļāļēāļĢāļ—āļēāļ‡āļ˜āļļāļĢāļāļīāļˆ āļĄāļ·āļ­āļ­āļēāļŠāļĩāļž āļŦāļĢāļ·āļ­āļāļēāļĢāđ€āļ‡āļīāļ™āđƒāļ”āđ† āļĄāļĩāļ„āļ§āļēāļĄāđ€āļŠāļĩāđˆāļĒāļ‡āđ‚āļ”āļĒāļ˜āļĢāļĢāļĄāļŠāļēāļ•āļī
  • āļ„āļļāļ“āļ­āļēāļˆ āļŠāļđāļāđ€āļŠāļĩāļĒ āđ€āļ‡āļīāļ™āļ—āļąāđ‰āļ‡āļŦāļĄāļ”āļŦāļĢāļ·āļ­āļšāļēāļ‡āļŠāđˆāļ§āļ™āļ—āļĩāđˆāļĨāļ‡āļ—āļļāļ™āđƒāļ™āļ„āļ­āļĢāđŒāļŠ
  • āļ„āļļāļ“āļ­āļēāļˆ āđ„āļĄāđˆāđ„āļ”āđ‰āļĢāļąāļš āļœāļĨāļĨāļąāļžāļ˜āđŒāļ—āļēāļ‡āļāļēāļĢāđ€āļ‡āļīāļ™āđƒāļ”āđ†
  • āļ„āļļāļ“āļ­āļēāļˆ āđƒāļŠāđ‰āđ€āļ§āļĨāļēāļ­āļĒāđˆāļēāļ‡āļĄāļēāļ āđ‚āļ”āļĒāđ„āļĄāđˆāļšāļĢāļĢāļĨāļļāđ€āļ›āđ‰āļēāļŦāļĄāļēāļĒ
  • āļ„āļļāļ“āļ­āļēāļˆ āđ€āļœāļŠāļīāļāļāļēāļĢāđāļ‚āđˆāļ‡āļ‚āļąāļ™ āļ—āļĩāđˆāļ‚āļąāļ”āļ‚āļ§āļēāļ‡āļœāļĨāļĨāļąāļžāļ˜āđŒāļ‚āļ­āļ‡āļ„āļļāļ“
  • āđāļžāļĨāļ•āļŸāļ­āļĢāđŒāļĄāļ‚āļ­āļ‡āļšāļļāļ„āļ„āļĨāļ—āļĩāđˆāļŠāļēāļĄ (Instagram, TikTok, Etsy āļŊāļĨāļŊ) āļ­āļēāļˆ āđ€āļ›āļĨāļĩāđˆāļĒāļ™āļāļŽ āļĢāļ°āļ‡āļąāļšāļšāļąāļāļŠāļĩ āļŦāļĢāļ·āļ­āļĨāļšāđ€āļ™āļ·āđ‰āļ­āļŦāļē āđ‚āļ”āļĒāđ„āļĄāđˆāđāļˆāđ‰āļ‡āđƒāļŦāđ‰āļ—āļĢāļēāļšāļĨāđˆāļ§āļ‡āļŦāļ™āđ‰āļē

Digital Income Academy LLC āđ„āļĄāđˆāļĢāļąāļšāļœāļīāļ”āļŠāļ­āļšāļ•āđˆāļ­āļ„āļ§āļēāļĄāļŠāļģāđ€āļĢāđ‡āļˆāļŦāļĢāļ·āļ­āļ„āļ§āļēāļĄāļĨāđ‰āļĄāđ€āļŦāļĨāļ§āļ‚āļ­āļ‡āļ„āļļāļ“

11.6 āļāļēāļĢāļ›āļāļīāļšāļąāļ•āļīāļ•āļēāļĄāđ‚āļ”āļĒāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•

āđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•āļ•āđ‰āļ­āļ‡āļĢāļ§āļĄāļāļēāļĢāđ€āļ›āļīāļ”āđ€āļœāļĒāļ—āļĩāđˆāļŠāļąāļ”āđ€āļˆāļ™āđƒāļ™āļŠāļ·āđˆāļ­āđ‚āļ›āļĢāđ‚āļĄāļ—āļ—āļąāđ‰āļ‡āļŦāļĄāļ”:

  • "āļœāļĨāļĨāļąāļžāļ˜āđŒāđ„āļĄāđˆāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™ — āđāļ•āļāļ•āđˆāļēāļ‡āļāļąāļ™āļ•āļēāļĄāļšāļļāļ„āļ„āļĨ"
  • "āļœāļĨāļĨāļąāļžāļ˜āđŒāđ€āļŦāļĨāđˆāļēāļ™āļĩāđ‰āđ„āļĄāđˆāđƒāļŠāđˆāļ„āđˆāļēāļ—āļąāđˆāļ§āđ„āļ›"
  • "#ad #affiliate" āļŦāļĢāļ·āļ­āļāļēāļĢāđ€āļ›āļīāļ”āđ€āļœāļĒāļ„āļ§āļēāļĄāļŠāļąāļĄāļžāļąāļ™āļ˜āđŒ
  • āļāļēāļĢāļ›āļāļīāļšāļąāļ•āļīāļ•āļēāļĄāļāļŽāļĢāļ°āđ€āļšāļĩāļĒāļšāļ—āđ‰āļ­āļ‡āļ–āļīāđˆāļ™āļ‚āļ­āļ‡āđ€āļ‚āļ•āļ­āļģāļ™āļēāļˆāļ‚āļ­āļ‡āļ•āļ™ (āđ„āļ—āļĒ āļŊāļĨāļŊ)

āļāļēāļĢāđ„āļĄāđˆāļ›āļāļīāļšāļąāļ•āļīāļ•āļēāļĄ = āļĒāļļāļ•āļīāļ—āļąāļ™āļ—āļĩ + āļŠāļđāļāđ€āļŠāļĩāļĒāļ„āđˆāļēāļ„āļ­āļĄāļĄāļīāļŠāļŠāļąāđˆāļ™āļ„āđ‰āļēāļ‡āļŠāļģāļĢāļ°

11.7 āļāļēāļĢāļˆāļģāļāļąāļ”āļ„āļ§āļēāļĄāļĢāļąāļšāļœāļīāļ”

āļŠāļ–āļēāļšāļąāļ™āļˆāļ°āđ„āļĄāđˆāļĢāļąāļšāļœāļīāļ”āļŠāļģāļŦāļĢāļąāļšāļ„āļ§āļēāļĄāđ€āļŠāļĩāļĒāļŦāļēāļĒāļ—āļĩāđˆāđ€āļāļīāļ”āļˆāļēāļ: āļāļēāļĢāđƒāļŠāđ‰āļšāļĢāļīāļāļēāļĢāļ‚āļ­āļ‡āļ„āļļāļ“, āļ„āļ§āļēāļĄāđ€āļŠāļ·āđˆāļ­āđƒāļ™āļ‚āđ‰āļ­āļĄāļđāļĨ, āļāļēāļĢāļ•āļąāļ”āļŠāļīāļ™āđƒāļˆ, āļœāļĨāļĨāļąāļžāļ˜āđŒ, āļāļēāļĢāļāļĢāļ°āļ—āļģāļ‚āļ­āļ‡āđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ• āļ„āļ§āļēāļĄāļĢāļąāļšāļœāļīāļ”āļŠāļđāļ‡āļŠāļļāļ” = āļˆāļģāļ™āļ§āļ™āđ€āļ‡āļīāļ™āļ—āļĩāđˆāļŠāļģāļĢāļ°āļŠāļģāļŦāļĢāļąāļšāļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒāđ€āļ‰āļžāļēāļ°

11.8 āļāļēāļĢāļĒāļ­āļĄāļĢāļąāļšāđ‚āļ”āļĒāļŠāļąāļ”āđāļˆāđ‰āļ‡āļ‚āļ­āļ‡āļœāļđāđ‰āđƒāļŠāđ‰

āđ€āļĄāļ·āđˆāļ­āļ‹āļ·āđ‰āļ­ āļ„āļļāļ“āļĢāļąāļšāļ—āļĢāļēāļš:

"āļ‰āļąāļ™āđ„āļ”āđ‰āļ­āđˆāļēāļ™āļ„āļģāļŠāļĩāđ‰āđāļˆāļ‡āļ™āļĩāđ‰āđāļĨāđ‰āļ§ āļ‰āļąāļ™āļĢāļąāļšāļ—āļĢāļēāļšāļ§āđˆāļēāđ„āļĄāđˆāļĄāļĩāļāļēāļĢāļĢāļąāļšāļ›āļĢāļ°āļāļąāļ™āļœāļĨāļĨāļąāļžāļ˜āđŒāļŦāļĢāļ·āļ­āļĢāļēāļĒāđ„āļ”āđ‰ āļ„āļ§āļēāļĄāļŠāļģāđ€āļĢāđ‡āļˆāļ‚āļ­āļ‡āļ‰āļąāļ™āļ‚āļķāđ‰āļ™āļ­āļĒāļđāđˆāļāļąāļšāļ„āļ§āļēāļĄāļžāļĒāļēāļĒāļēāļĄāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨāļ‚āļ­āļ‡āļ‰āļąāļ™ āļ‰āļąāļ™āļĒāļ­āļĄāļĢāļąāļšāļāļēāļĢāļŠāļĄāļĄāļ•āļīāļāļēāļ™āļ„āļ§āļēāļĄāđ€āļŠāļĩāđˆāļĒāļ‡āļ—āļĩāđˆāļ­āļ˜āļīāļšāļēāļĒāđ„āļ§āđ‰"

11.9 āļāļŽāļŦāļĄāļēāļĒāļ—āļĩāđˆāļšāļąāļ‡āļ„āļąāļšāđƒāļŠāđ‰

āļāļŽāļŦāļĄāļēāļĒāļ‚āļ­āļ‡āļĢāļąāļāļŸāļĨāļ­āļĢāļīāļ”āļē āļĻāļēāļĨāđƒāļ™ Sarasota County, Florida

11.10 āļ•āļīāļ”āļ•āđˆāļ­

📧 [email protected]

12. āļ™āđ‚āļĒāļšāļēāļĒāļ„āļ§āļēāļĄāđ€āļ›āđ‡āļ™āļŠāđˆāļ§āļ™āļ•āļąāļ§

12.1 āļ‚āļ­āļšāđ€āļ‚āļ•āđāļĨāļ°āļ„āļ§āļēāļĄāļĒāļīāļ™āļĒāļ­āļĄ

āļ™āđ‚āļĒāļšāļēāļĒāļ™āļĩāđ‰āđƒāļŠāđ‰āļāļąāļšāļœāļđāđ‰āđƒāļŠāđ‰āļšāļĢāļīāļāļēāļĢāļ—āļļāļāļ„āļ™ āļĢāļ§āļĄāļ–āļķāļ‡āļœāļđāđ‰āļ­āļĒāļđāđˆāļ­āļēāļĻāļąāļĒāđƒāļ™āļ›āļĢāļ°āđ€āļ—āļĻāđ„āļ—āļĒ āđ‚āļ”āļĒāļāļēāļĢāđƒāļŦāđ‰āļ‚āđ‰āļ­āļĄāļđāļĨāļ‚āļ­āļ‡āļ„āļļāļ“ āļ„āļļāļ“āđƒāļŦāđ‰āļ„āļ§āļēāļĄāļĒāļīāļ™āļĒāļ­āļĄāļ—āļĩāđˆāđ„āļ”āđ‰āļĢāļąāļšāļ‚āđ‰āļ­āļĄāļđāļĨ āđƒāļ™āļāļēāļĢāļ›āļĢāļ°āļĄāļ§āļĨāļœāļĨāļ‚āđ‰āļ­āļĄāļđāļĨāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨ

12.2 āļ‚āđ‰āļ­āļĄāļđāļĨāļ—āļĩāđˆāđ€āļĢāļēāļĢāļ§āļšāļĢāļ§āļĄ

12.2.1 āļ•āļąāļ§āļĢāļ°āļšāļļ: āļŠāļ·āđˆāļ­, āļ™āļēāļĄāđāļāļ‡, āđ€āļĨāļ‚āļ›āļĢāļ°āļˆāļģāļ•āļąāļ§āļ›āļĢāļ°āļŠāļēāļŠāļ™ (āđ€āļĄāļ·āđˆāļ­āļˆāļģāđ€āļ›āđ‡āļ™), āļ§āļąāļ™āđ€āļāļīāļ”

12.2.2 āļ‚āđ‰āļ­āļĄāļđāļĨāļ•āļīāļ”āļ•āđˆāļ­: āļ­āļĩāđ€āļĄāļĨ, āđ‚āļ—āļĢāļĻāļąāļžāļ—āđŒ (āļĢāļ§āļĄ WhatsApp), āļ—āļĩāđˆāļ­āļĒāļđāđˆ, āļ›āļĢāļ°āđ€āļ—āļĻ

12.2.3 āļ‚āđ‰āļ­āļĄāļđāļĨāđ€āļŠāļīāļ‡āļžāļēāļ“āļīāļŠāļĒāđŒ: āļšāļąāļ™āļ—āļķāļāļāļēāļĢāļ‹āļ·āđ‰āļ­, āļˆāļģāļ™āļ§āļ™āđ€āļ‡āļīāļ™, āļ„āļ§āļēāļĄāļ–āļĩāđˆ. āļ›āļĢāļ°āļĄāļ§āļĨāļœāļĨāđ‚āļ”āļĒāļšāļļāļ„āļ„āļĨāļ—āļĩāđˆāļŠāļēāļĄāļ—āļĩāđˆāļ›āļĨāļ­āļ”āļ āļąāļĒ (Stripe, PayPal, Kajabi, PromptPay, TrueMoney) āđ€āļĢāļēāđ„āļĄāđˆāļˆāļąāļ”āđ€āļāđ‡āļšāļŦāļĄāļēāļĒāđ€āļĨāļ‚āļšāļąāļ•āļĢāđ€āļ„āļĢāļ”āļīāļ•āđ€āļ•āđ‡āļĄ

12.2.4 āļāļīāļˆāļāļĢāļĢāļĄāļ—āļēāļ‡āļ­āļīāļ™āđ€āļ—āļ­āļĢāđŒāđ€āļ™āđ‡āļ•: IP, āļ­āļļāļ›āļāļĢāļ“āđŒ, OS, āđ€āļšāļĢāļēāļ§āđŒāđ€āļ‹āļ­āļĢāđŒ, āļ›āļĢāļ°āļ§āļąāļ•āļī, āļāļēāļĢāđ‚āļ•āđ‰āļ•āļ­āļšāļāļąāļšāļ­āļĩāđ€āļĄāļĨ/āđ‚āļ†āļĐāļ“āļē, UTM, āļžāļĪāļ•āļīāļāļĢāļĢāļĄāļšāļ™ Kajabi

12.2.5 āļ‚āđ‰āļ­āļĄāļđāļĨāļˆāļēāļāđ‚āļ‹āđ€āļŠāļĩāļĒāļĨāļĄāļĩāđ€āļ”āļĩāļĒ: āļˆāļēāļāļāļēāļĢāđ‚āļ•āđ‰āļ•āļ­āļšāļāļąāļšāļšāļąāļāļŠāļĩāļ­āļĒāđˆāļēāļ‡āđ€āļ›āđ‡āļ™āļ—āļēāļ‡āļāļēāļĢāļŦāļĢāļ·āļ­āđāļ„āļĄāđ€āļ›āļāļ—āļĩāđˆāļˆāđˆāļēāļĒāđ€āļ‡āļīāļ™

12.2.6 āļ›āļĢāļ°āļāļēāļĻāļ‚āđ‰āļ­āļĄāļđāļĨāļ—āļĩāđˆāļĨāļ°āđ€āļ­āļĩāļĒāļ”āļ­āđˆāļ­āļ™āđāļĨāļ°āļāļēāļĢāļ›āļāļīāļšāļąāļ•āļīāļ•āļēāļĄāļ—āļąāđˆāļ§āđ‚āļĨāļ

āļŠāļ–āļēāļšāļąāļ™ āđ„āļĄāđˆāļĢāļ§āļšāļĢāļ§āļĄāļŦāļĢāļ·āļ­āļ›āļĢāļ°āļĄāļ§āļĨāļœāļĨāļ‚āđ‰āļ­āļĄāļđāļĨāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨāļ—āļĩāđˆāļĨāļ°āđ€āļ­āļĩāļĒāļ”āļ­āđˆāļ­āļ™ āđ€āļ§āđ‰āļ™āđāļ•āđˆāļˆāļģāđ€āļ›āđ‡āļ™āļ­āļĒāđˆāļēāļ‡āļĒāļīāđˆāļ‡

"āļ‚āđ‰āļ­āļĄāļđāļĨāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨāļ—āļĩāđˆāļĨāļ°āđ€āļ­āļĩāļĒāļ”āļ­āđˆāļ­āļ™" āļĢāļ§āļĄāļ–āļķāļ‡āļ•āļģāđāļŦāļ™āđˆāļ‡āļ—āļĩāđˆāļ•āļąāđ‰āļ‡āļ—āļĩāđˆāđāļĄāđˆāļ™āļĒāļģ āļ•āļąāļ§āļĢāļ°āļšāļļāđ„āļšāđ‚āļ­āđ€āļĄāļ•āļĢāļīāļ āļŦāļĄāļēāļĒāđ€āļĨāļ‚āļ›āļĢāļ°āļˆāļģāļ•āļąāļ§āļ›āļĢāļ°āļŠāļēāļŠāļ™ āļ‚āđ‰āļ­āļĄāļđāļĨāļŠāļļāļ‚āļ āļēāļž āđ€āļŠāļ·āđ‰āļ­āļŠāļēāļ•āļī āļ„āļ§āļēāļĄāđ€āļŠāļ·āđˆāļ­āļ—āļēāļ‡āļĻāļēāļŠāļ™āļē āļĢāļŠāļ™āļīāļĒāļĄāļ—āļēāļ‡āđ€āļžāļĻ āļāļēāļĢāđ€āļ›āđ‡āļ™āļŠāļĄāļēāļŠāļīāļāļŠāļŦāļ āļēāļž

āļ•āļēāļĄāļ—āļĩāđˆāļāļŽāļŦāļĄāļēāļĒāļāļģāļŦāļ™āļ” āļĢāļ§āļĄāļ–āļķāļ‡ Florida Digital Bill of Rights, CCPA/CPRA, GDPR, PDPA āđ„āļ—āļĒ āļŠāļ–āļēāļšāļąāļ™āļˆāļ°āļ›āļĢāļ°āļĄāļ§āļĨāļœāļĨāļ‚āđ‰āļ­āļĄāļđāļĨāļ—āļĩāđˆāļĨāļ°āđ€āļ­āļĩāļĒāļ”āļ­āđˆāļ­āļ™āđ€āļ‰āļžāļēāļ°āļ”āđ‰āļ§āļĒāļ„āļ§āļēāļĄāļĒāļīāļ™āļĒāļ­āļĄāļ—āļĩāđˆāļŠāļąāļ”āđāļˆāđ‰āļ‡

12.3 āļāļēāļĢāđƒāļŠāđ‰āļ‚āđ‰āļ­āļĄāļđāļĨāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨ

āđ€āļžāļ·āđˆāļ­: āđƒāļŦāđ‰āļšāļĢāļīāļāļēāļĢ, āļ›āļĢāļ°āļĄāļ§āļĨāļœāļĨāļ˜āļļāļĢāļāļĢāļĢāļĄ, āļŠāļ·āđˆāļ­āļŠāļēāļĢ (āļ­āļĩāđ€āļĄāļĨ/SMS/WhatsApp āļ”āđ‰āļ§āļĒ opt-in), āļ›āļĢāļąāļšāđāļ•āđˆāļ‡āļ›āļĢāļ°āļŠāļšāļāļēāļĢāļ“āđŒ, āļ›āļĢāļąāļšāļ›āļĢāļļāļ‡āļšāļĢāļīāļāļēāļĢ, āļ›āđ‰āļ­āļ‡āļāļąāļ™āļāļēāļĢāļ‰āđ‰āļ­āđ‚āļāļ‡, āļ›āļāļīāļšāļąāļ•āļīāļ•āļēāļĄāļāļŽāļŦāļĄāļēāļĒ, āļ”āļģāđ€āļ™āļīāļ™āļāļēāļĢāđ‚āļ›āļĢāđāļāļĢāļĄāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•, āļ›āļāļ›āđ‰āļ­āļ‡āļŠāļīāļ—āļ˜āļīāđŒāļ—āļēāļ‡āļāļŽāļŦāļĄāļēāļĒ

12.4 āļāļēāļĢāđ€āļ›āļīāļ”āđ€āļœāļĒāđāļĨāļ° "āļāļēāļĢāļ‚āļēāļĒ" āļ‚āđ‰āļ­āļĄāļđāļĨ

12.4.1 āđ€āļĢāļēāđ„āļĄāđˆāļ‚āļēāļĒāļ‚āđ‰āļ­āļĄāļđāļĨāļ‚āļ­āļ‡āļ„āļļāļ“

āđ€āļĢāļēāđ„āļĄāđˆāļ‚āļēāļĒ āļ‚āđ‰āļ­āļĄāļđāļĨāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨāļ‚āļ­āļ‡āļ„āļļāļ“āđ€āļžāļ·āđˆāļ­āļ„āđˆāļēāļ•āļ­āļšāđāļ—āļ™āļ—āļēāļ‡āļāļēāļĢāđ€āļ‡āļīāļ™

12.4.2 āđ‚āļ†āļĐāļ“āļēāļ—āļĩāđˆāļāļģāļŦāļ™āļ”āđ€āļ›āđ‰āļēāļŦāļĄāļēāļĒ

āđ€āļĢāļēāļ­āļēāļˆāđāļšāđˆāļ‡āļ›āļąāļ™āļ•āļąāļ§āļĢāļ°āļšāļļāļ—āļĩāđˆāđ„āļĄāđˆāļĨāļ°āđ€āļ­āļĩāļĒāļ”āļ­āđˆāļ­āļ™āļāļąāļš Meta, Google, TikTok āđ€āļžāļ·āđˆāļ­āđ‚āļ†āļĐāļ“āļēāļ—āļĩāđˆāļāļģāļŦāļ™āļ”āđ€āļ›āđ‰āļēāļŦāļĄāļēāļĒ āļ„āļļāļ“āļŠāļēāļĄāļēāļĢāļ– opt-out āđ„āļ”āđ‰

12.4.3 āļœāļđāđ‰āđƒāļŦāđ‰āļšāļĢāļīāļāļēāļĢāļšāļļāļ„āļ„āļĨāļ—āļĩāđˆāļŠāļēāļĄ

Kajabi, Stripe, PayPal, PromptPay, TrueMoney, Google Analytics, Meta Ads, Google Ads, TikTok Ads, Zoom, WhatsApp Business, Google Workspace, AWS

12.4.4 āļāļēāļĢāđ€āļ›āļīāļ”āđ€āļœāļĒāđ‚āļ›āļĢāđāļāļĢāļĄāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•

(a) āļ‚āđ‰āļ­āļĄāļđāļĨāļ—āļĩāđˆāđāļšāđˆāļ‡āļ›āļąāļ™: āļāļēāļĢāļĒāļ·āļ™āļĒāļąāļ™āļ˜āļļāļĢāļāļĢāļĢāļĄ, āļˆāļģāļ™āļ§āļ™āļ‹āļ·āđ‰āļ­, āļŠāļ·āđˆāļ­āļˆāļĢāļīāļ‡āļ‚āļ­āļ‡āļ„āļļāļ“ āđ€āļĢāļēāđ„āļĄāđˆāđāļšāđˆāļ‡āļ›āļąāļ™: āļŠāļ·āđˆāļ­-āļ™āļēāļĄāļŠāļāļļāļĨ, āļ­āļĩāđ€āļĄāļĨ, āđ€āļšāļ­āļĢāđŒāđ‚āļ—āļĢ, āļ—āļĩāđˆāļ­āļĒāļđāđˆ, āļĢāļēāļĒāļĨāļ°āđ€āļ­āļĩāļĒāļ”āļāļēāļĢāļŠāļģāļĢāļ°āđ€āļ‡āļīāļ™

(b) āļāļĨāđ„āļāļāļēāļĢāļ•āļīāļ”āļ•āļēāļĄ: āļ„āļļāļāļāļĩāđ‰āđāļĨāļ°āļĨāļīāļ‡āļāđŒāđ€āļ‰āļžāļēāļ° (30-90 āļ§āļąāļ™)

(c) PDPA/CCPA: āļŠāļēāļĄāļēāļĢāļ– opt-out āđ„āļ”āđ‰

(d) āļ āļēāļĢāļ°āļœāļđāļāļžāļąāļ™āļ‚āļ­āļ‡āđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•: āļ•āđ‰āļ­āļ‡āļ›āļāļīāļšāļąāļ•āļīāļ•āļēāļĄāđāļ™āļ§āļ—āļēāļ‡ FTC

12.4.5 āļāļēāļĢāđ€āļ›āļīāļ”āđ€āļœāļĒāļ•āļēāļĄāļāļŽāļŦāļĄāļēāļĒ

āđ€āļĄāļ·āđˆāļ­āļˆāļģāđ€āļ›āđ‡āļ™: āļ„āļģāļŠāļąāđˆāļ‡āļĻāļēāļĨ, āļ›āļāļ›āđ‰āļ­āļ‡āļŠāļīāļ—āļ˜āļīāđŒ, āļ›āđ‰āļ­āļ‡āļāļąāļ™āļāļēāļĢāļ‰āđ‰āļ­āđ‚āļāļ‡, āđ€āļŦāļ•āļļāļ‰āļļāļāđ€āļ‰āļīāļ™

12.5 āļ„āļ§āļēāļĄāļ›āļĨāļ­āļ”āļ āļąāļĒāļ‚āļ­āļ‡āļ‚āđ‰āļ­āļĄāļđāļĨ

āļĄāļēāļ•āļĢāļāļēāļĢāļ›āđ‰āļ­āļ‡āļāļąāļ™āļ—āļĩāđˆāļŠāļĄāđ€āļŦāļ•āļļāļŠāļĄāļœāļĨāļ•āļēāļĄ FIPA Florida, āļāļŽāļŦāļĄāļēāļĒāļŠāļŦāļĢāļąāļāļŊ, GDPR, PDPA āđ„āļ—āļĒ, LGPD āļāļēāļĢāđāļˆāđ‰āļ‡āđ€āļ•āļ·āļ­āļ™āļāļēāļĢāļĨāļ°āđ€āļĄāļīāļ”āļ‚āđ‰āļ­āļĄāļđāļĨāļ āļēāļĒāđƒāļ™āđ€āļ§āļĨāļēāļ—āļĩāđˆāļāļģāļŦāļ™āļ”āļ•āļēāļĄāļāļŽāļŦāļĄāļēāļĒ

12.6 āļŠāļīāļ—āļ˜āļīāđŒāļ„āļ§āļēāļĄāđ€āļ›āđ‡āļ™āļŠāđˆāļ§āļ™āļ•āļąāļ§āļ‚āļ­āļ‡āļ„āļļāļ“

12.6.1 āļœāļđāđ‰āļ­āļĒāļđāđˆāļ­āļēāļĻāļąāļĒāđƒāļ™āļ›āļĢāļ°āđ€āļ—āļĻāđ„āļ—āļĒ (PDPA)

āļ āļēāļĒāđƒāļ•āđ‰ āļž.āļĢ.āļš.āļ„āļļāđ‰āļĄāļ„āļĢāļ­āļ‡āļ‚āđ‰āļ­āļĄāļđāļĨāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨ āļž.āļĻ. 2562 āļ„āļļāļ“āļĄāļĩāļŠāļīāļ—āļ˜āļīāđŒāļ—āļĩāđˆāļˆāļ°:

  • āđ„āļ”āđ‰āļĢāļąāļšāļāļēāļĢāđāļˆāđ‰āļ‡āđ€āļāļĩāđˆāļĒāļ§āļāļąāļšāļāļēāļĢāļ›āļĢāļ°āļĄāļ§āļĨāļœāļĨāļ‚āđ‰āļ­āļĄāļđāļĨāļ‚āļ­āļ‡āļ„āļļāļ“
  • āđ€āļ‚āđ‰āļēāļ–āļķāļ‡ āđāļāđ‰āđ„āļ‚ āļĨāļš āļˆāļģāļāļąāļ” āđāļĨāļ°āđ‚āļ­āļ™āļĒāđ‰āļēāļĒāļ‚āđ‰āļ­āļĄāļđāļĨ
  • āļ„āļąāļ”āļ„āđ‰āļēāļ™āļāļēāļĢāļ›āļĢāļ°āļĄāļ§āļĨāļœāļĨāļ•āļēāļĄāļœāļĨāļ›āļĢāļ°āđ‚āļĒāļŠāļ™āđŒāļ—āļĩāđˆāļŠāļ­āļšāļ”āđ‰āļ§āļĒāļāļŽāļŦāļĄāļēāļĒ
  • āļ–āļ­āļ™āļ„āļ§āļēāļĄāļĒāļīāļ™āļĒāļ­āļĄāđ„āļ”āđ‰āļ—āļļāļāđ€āļĄāļ·āđˆāļ­
  • āļĒāļ·āđˆāļ™āđ€āļĢāļ·āđˆāļ­āļ‡āļĢāđ‰āļ­āļ‡āđ€āļĢāļĩāļĒāļ™āļ•āđˆāļ­ āļ„āļ“āļ°āļāļĢāļĢāļĄāļāļēāļĢāļ„āļļāđ‰āļĄāļ„āļĢāļ­āļ‡āļ‚āđ‰āļ­āļĄāļđāļĨāļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨ (PDPC) āļ‚āļ­āļ‡āļ›āļĢāļ°āđ€āļ—āļĻāđ„āļ—āļĒ

āđƒāļŠāđ‰āļŠāļīāļ—āļ˜āļīāđŒ: [email protected]

12.6.2 āļœāļđāđ‰āļ­āļĒāļđāđˆāļ­āļēāļĻāļąāļĒāđƒāļ™āļŸāļĨāļ­āļĢāļīāļ”āļē

āļŠāļīāļ—āļ˜āļīāđŒ: āđ€āļ‚āđ‰āļēāļ–āļķāļ‡, āđāļāđ‰āđ„āļ‚, āļĨāļš, āđ‚āļ­āļ™āļĒāđ‰āļēāļĒ, opt-out. āļŠāļīāļ—āļ˜āļīāđŒāļ­āļļāļ—āļ˜āļĢāļ“āđŒāļ āļēāļĒāđƒāļ™ 45 āļ§āļąāļ™

12.6.3 āļœāļđāđ‰āļ­āļĒāļđāđˆāļ­āļēāļĻāļąāļĒāđƒāļ™āļŠāļŦāļ āļēāļžāļĒāļļāđ‚āļĢāļ› (GDPR)

āļŠāļīāļ—āļ˜āļīāđŒāļ—āļąāđ‰āļ‡āļŦāļĄāļ”āļ‚āļ­āļ‡ GDPR

12.6.4 āļ‚āļąāđ‰āļ™āļ•āļ­āļ™

āļ­āļĩāđ€āļĄāļĨāļ–āļķāļ‡ [email protected] āļžāļĢāđ‰āļ­āļĄāļŠāļ·āđˆāļ­āđ€āļ•āđ‡āļĄ āļ­āļĩāđ€āļĄāļĨāļ‚āļ­āļ‡āļšāļąāļāļŠāļĩ āđāļĨāļ°āļ„āļģāļ­āļ˜āļīāļšāļēāļĒ āļ•āļ­āļšāļāļĨāļąāļšāļ āļēāļĒāđƒāļ™āļāļģāļŦāļ™āļ”āđ€āļ§āļĨāļēāļ—āļēāļ‡āļāļŽāļŦāļĄāļēāļĒ

12.7 āļŠāļīāļ—āļ˜āļīāđŒāđ€āļ‰āļžāļēāļ°āđāļ„āļĨāļīāļŸāļ­āļĢāđŒāđ€āļ™āļĩāļĒ (CCPA / CPRA)

āļŦāļĄāļ§āļ”āļŦāļĄāļđāđˆāļ—āļĩāđˆāļĢāļ§āļšāļĢāļ§āļĄ, āļ§āļąāļ•āļ–āļļāļ›āļĢāļ°āļŠāļ‡āļ„āđŒāļ—āļēāļ‡āļ˜āļļāļĢāļāļīāļˆ, āļšāļļāļ„āļ„āļĨāļ—āļĩāđˆāļŠāļēāļĄ, āļāļēāļĢāļ‚āļēāļĒ/āđāļšāđˆāļ‡āļ›āļąāļ™, āļŠāļīāļ—āļ˜āļīāđŒ (Know, Delete, Correct, Opt-Out, Limit, Non-Discrimination)

12.8 āļ„āļļāļāļāļĩāđ‰āđāļĨāļ°āđ€āļ—āļ„āđ‚āļ™āđ‚āļĨāļĒāļĩāļāļēāļĢāļ•āļīāļ”āļ•āļēāļĄ

12.8.1 āļ›āļĢāļ°āđ€āļ āļ—

(a) āļˆāļģāđ€āļ›āđ‡āļ™āļ­āļĒāđˆāļēāļ‡āđ€āļ„āļĢāđˆāļ‡āļ„āļĢāļąāļ”, (b) āļŸāļąāļ‡āļāđŒāļŠāļąāļ™, (c) āļ§āļīāđ€āļ„āļĢāļēāļ°āļŦāđŒ (Google Analytics, āļŠāļđāļ‡āļŠāļļāļ” 2 āļ›āļĩ), (d) āđ‚āļ†āļĐāļ“āļē (Meta Pixel, Google Ads, TikTok Pixel, āļŠāļđāļ‡āļŠāļļāļ” 1 āļ›āļĩ)

12.8.2 āļāļēāļĢāļ•āļīāļ”āļ•āļēāļĄāđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•

āļ„āļļāļāļāļĩāđ‰ 30-90 āļ§āļąāļ™

12.8.3 āļāļēāļĢāļˆāļąāļ”āļāļēāļĢ

āđāļšāļ™āđ€āļ™āļ­āļĢāđŒāļ„āļ§āļēāļĄāļĒāļīāļ™āļĒāļ­āļĄ, āļāļēāļĢāļ•āļąāđ‰āļ‡āļ„āđˆāļēāđ€āļšāļĢāļēāļ§āđŒāđ€āļ‹āļ­āļĢāđŒ, opt-out tools

12.8.4 āļŠāļąāļāļāļēāļ“ Do Not Track

āļ›āļąāļˆāļˆāļļāļšāļąāļ™āđ€āļĢāļēāđ„āļĄāđˆāļ•āļ­āļšāļŠāļ™āļ­āļ‡āļ•āđˆāļ­ DNT

12.9 āļāļēāļĢāđ€āļāđ‡āļšāļĢāļąāļāļĐāļēāļ‚āđ‰āļ­āļĄāļđāļĨ

  • āļāļēāļĢāđ€āļ‚āđ‰āļēāļ–āļķāļ‡āļœāļĨāļīāļ•āļ āļąāļ“āļ‘āđŒ: āļ•āļĢāļēāļšāđ€āļ—āđˆāļēāļ—āļĩāđˆāļšāļąāļāļŠāļĩāđƒāļŠāđ‰āļ‡āļēāļ™ (āļ•āļĨāļ­āļ”āļŠāļĩāļ§āļīāļ•)
  • āļ‚āđ‰āļ­āļĄāļđāļĨāļ˜āļļāļĢāļāļĢāļĢāļĄ: 7 āļ›āļĩ
  • āļāļēāļĢāļ•āļĨāļēāļ”: āļˆāļ™āļāļ§āđˆāļēāļˆāļ°āļ–āļ­āļ™āļ„āļ§āļēāļĄāļĒāļīāļ™āļĒāļ­āļĄ
  • āļāļēāļĢāļ§āļīāđ€āļ„āļĢāļēāļ°āļŦāđŒ: āļŠāļđāļ‡āļŠāļļāļ” 26 āđ€āļ”āļ·āļ­āļ™
  • āđāļ­āļŸāļŸāļīāļĨāļīāđ€āļ­āļ•: āļšāļąāļāļŠāļĩāđƒāļŠāđ‰āļ‡āļēāļ™ + 7 āļ›āļĩ

12.10 āļāļēāļĢāļˆāļģāļāļąāļ”āļ„āļ§āļēāļĄāļĢāļąāļšāļœāļīāļ”

āļ„āļ§āļēāļĄāļĢāļąāļšāļœāļīāļ”āļŠāļđāļ‡āļŠāļļāļ” = āļˆāļģāļ™āļ§āļ™āđ€āļ‡āļīāļ™āļ—āļĩāđˆāļŠāļģāļĢāļ°āđƒāļ™ 12 āđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

12.11 āļāļŽāļŦāļĄāļēāļĒāļ—āļĩāđˆāļšāļąāļ‡āļ„āļąāļšāđƒāļŠāđ‰āđāļĨāļ°āļāļēāļĢāļŠāļĨāļ°āļŠāļīāļ—āļ˜āļīāđŒāļ„āļ“āļ°āļĨāļđāļāļ‚āļļāļ™

āļāļŽāļŦāļĄāļēāļĒāļ‚āļ­āļ‡āļĢāļąāļāļŸāļĨāļ­āļĢāļīāļ”āļē āļŠāļĨāļ°āļŠāļīāļ—āļ˜āļīāđŒāļ­āļĒāđˆāļēāļ‡āđ„āļĄāđˆāļ­āļēāļˆāđ€āļžāļīāļāļ–āļ­āļ™āđ„āļ”āđ‰āđƒāļ™āļāļēāļĢāļžāļīāļˆāļēāļĢāļ“āļēāļ„āļ”āļĩāđ‚āļ”āļĒāļ„āļ“āļ°āļĨāļđāļāļ‚āļļāļ™ āļĻāļēāļĨāđƒāļ™ Sarasota County, Florida

12.12 āļ„āļ§āļēāļĄāđ€āļ›āđ‡āļ™āļŠāđˆāļ§āļ™āļ•āļąāļ§āļ‚āļ­āļ‡āđ€āļ”āđ‡āļ

āđ€āļĢāļēāđ„āļĄāđˆāļĢāļ§āļšāļĢāļ§āļĄāļ‚āđ‰āļ­āļĄāļđāļĨāļˆāļēāļāļœāļđāđ‰āđ€āļĒāļēāļ§āđŒāļ­āļēāļĒāļļāļ•āđˆāļģāļāļ§āđˆāļē 13 āļ›āļĩ (COPPA) āļŦāļĢāļ·āļ­ 18 āļ›āļĩ

12.13 āļāļēāļĢāđ€āļ›āļĨāļĩāđˆāļĒāļ™āđāļ›āļĨāļ‡

āđ€āļĢāļēāļŠāļ‡āļ§āļ™āļŠāļīāļ—āļ˜āļīāđŒāđƒāļ™āļāļēāļĢāļ­āļąāļ›āđ€āļ”āļ•āļ™āđ‚āļĒāļšāļēāļĒāļ™āļĩāđ‰ āļāļēāļĢāđƒāļŠāđ‰āļ‡āļēāļ™āļ•āđˆāļ­āđ€āļ™āļ·āđˆāļ­āļ‡āļ–āļ·āļ­āđ€āļ›āđ‡āļ™āļāļēāļĢāļĒāļ­āļĄāļĢāļąāļš

12.14 āļ•āļīāļ”āļ•āđˆāļ­

📧 [email protected]

Digital Income Academy LLC Sarasota County, Florida, āļŠāļŦāļĢāļąāļāļ­āđ€āļĄāļĢāļīāļāļē

Data Protection Officer (DPO): āļ­āļĩāđ€āļĄāļĨāđ€āļ”āļĩāļĒāļ§āļāļąāļ™ āļŦāļąāļ§āļ‚āđ‰āļ­ "DPO Request"

🌐 NOTE ON LANGUAGE VERSIONS

🇚ðŸ‡ļ This document is available in English, Spanish, and Thai for your convenience. The versions are maintained consistently; in case of any interpretive ambiguity, the spirit and purpose of the document shall be considered in accordance with the laws of the State of Florida.

🇊ðŸ‡ļ Este documento estÃĄ disponible en espaÃąol, English y āļ āļēāļĐāļēāđ„āļ—āļĒ para tu comodidad. Las versiones se mantienen consistentes; en caso de cualquier ambigÞedad de interpretaciÃģn, se considerarÃĄ el espíritu y propÃģsito del documento conforme a la ley del Estado de Florida.

ðŸ‡đ🇭 āđ€āļ­āļāļŠāļēāļĢāļ™āļĩāđ‰āļĄāļĩāđƒāļŦāđ‰āļšāļĢāļīāļāļēāļĢāđ€āļ›āđ‡āļ™āļ āļēāļĐāļēāļ­āļąāļ‡āļāļĪāļĐ āļŠāđ€āļ›āļ™ āđāļĨāļ°āđ„āļ—āļĒ āđ€āļžāļ·āđˆāļ­āļ„āļ§āļēāļĄāļŠāļ°āļ”āļ§āļāļ‚āļ­āļ‡āļ„āļļāļ“ āđ€āļ§āļ­āļĢāđŒāļŠāļąāļ™āļ•āđˆāļēāļ‡āđ† āđ„āļ”āđ‰āļĢāļąāļšāļāļēāļĢāļ”āļđāđāļĨāđƒāļŦāđ‰āļŠāļ­āļ”āļ„āļĨāđ‰āļ­āļ‡āļāļąāļ™ āđƒāļ™āļāļĢāļ“āļĩāļ—āļĩāđˆāļĄāļĩāļ„āļ§āļēāļĄāļ„āļĨāļļāļĄāđ€āļ„āļĢāļ·āļ­āđƒāļ™āļāļēāļĢāļ•āļĩāļ„āļ§āļēāļĄ āļˆāļ°āļžāļīāļˆāļēāļĢāļ“āļēāđ€āļˆāļ•āļ™āļēāđāļĨāļ°āļ§āļąāļ•āļ–āļļāļ›āļĢāļ°āļŠāļ‡āļ„āđŒāļ‚āļ­āļ‡āđ€āļ­āļāļŠāļēāļĢāļ•āļēāļĄāļāļŽāļŦāļĄāļēāļĒāļ‚āļ­āļ‡āļĢāļąāļāļŸāļĨāļ­āļĢāļīāļ”āļē

END OF DOCUMENT / FIN DEL DOCUMENTO / āļŠāļīāđ‰āļ™āļŠāļļāļ”āđ€āļ­āļāļŠāļēāļĢ

Digital Income Academy LLC Sarasota County, Florida, United States Contact: [email protected]Version: v2.0 — May 27, 2026

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